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Access Financial your trusted payroll and expansion partner

For over 21 years, we have developed a range of solutions that globally-minded businesses truly need, all supported by our experts.

Whether you wish to employ or pay workers in a new location, seek compliance advice, or learn how to establish your own entity, Access Financial has a solution for you. That’s why we are considered leaders in the Global Mobility industry.

Expand your team globally

Full-time Employees

Access Financial hires your full-time employees on your behalf in 60+ countries, so you don’t need to spend months and tens of thousands of Euros setting up a local entity when you work with us.

Independent Contractors

We ensure smooth collaboration between your company, freelancers, and self-employed workers. Together, we will develop a compliant and mutually beneficial arrangement that meets your needs.

Take a look at how we can help you thrive

Work Permits &
Immigration Assistance

The team at Access Financial is well versed with immigration, work permit and visa formalities required to take up employment in 60+ countries.

Payroll
Outsourcing

We take the stress of administration off your shoulders so you can focus on what you do best.

Tax & Legal
Compliance

We update our clients regarding tax and legal legislation changes and provide timely advice on the potential impact on their business.

Agent of Record &
EOR

We streamline your team management by overseeing hiring, payroll, taxes, benefits, and insurance, ensuring a seamless and compliant experience for your business.

Benefits for End-Clients

  • Save time, money and effort:

Build your team in new countries without establishing new entities. Access Financial reduces paperwork and manual data entry.

  • Eliminate the risks of being an employer:

Local employment laws, misclassification risk, payroll rules — Access Financial helps you navigate global hiring like a pro.

  • Fast employee onboarding:

Bring international hires to your team in days, not months, with our automated Workforce Management Portal.

  • Accurate, on-time payroll processes:

Real people on the ground in every country we serve.

Country Explorer

If you are interested in getting detailed information about our solutions in any other country, please get in touch with us and we would be happy to share our experience and expertise with you.

Need an illustration?
Speak to us today

Our dedicated sales team is ready to provide you with a tailored quote and offer guidance on all aspects of the global mobility.

Over 21 years of professional global mobility and payroll management experience.

We’re all set up in-country so onboarding takes days, not months.

We offer immigration assistance 
and visa sponsorship in over 20 countries.

Our customised software is designed to manage payroll more efficiently, saving clients time and avoiding errors.

    Best choice

    AF has greatly simplified the process of hiring and paying people for our company. The platform is highly intuitive and user-friendly, and the support team at AF has consistently exceeded our expectations in responding to our requests.

    Antony Tonmberg

    AF has made hiring internationally easy!

    AF has significantly simplified our process of hiring international talent. They offer knowledgeable experts in each country, ensuring that we comply with local regulations for every hire.

    Maria Kolesnikova

    Great platform and user-friendly

    Access Financial provides me with a comprehensive, secure payroll platform that is user-friendly and operates on any device.

    Andreas Koulogiras

    Thank you for your assistance

    I like that WFM has a wide range of modules like timesheets, invoicing, expenses etc., which help me when working with different clients in Europe and Asia.

    Kevin Corbet

    Since March 2022, I’ve been on this amazing journey with Access Financial

    Honestly, it’s been the happiest and most fulfilling chapter of my career. Thank you for the trust, the learnings, and for being a part of this memorable journey. I genuinely wish for a bright and prosperous future for all of us.

    Andreas

    If there is anything to remember about AF, it is the clarity, the honesty and the discretion

    After several years of collaboration with you, I regret to announce my departure from AF. It has been a real pleasure to have made this part of road with you, and I wish you full success with other collaborators. I regret my departure from your company, but the rules decided otherwise.

    Ahmed Mohammedi

    I’ve been using Access Financial services for more that one year and so far I’m fully satisfied with my choice

    The company is providing prompt and valid support to all my needs as contractor and I recommend it.

    Cesare Pittarello

     I want to take this opportunity to thank you for the good experience I’ve had the last 3 years working with AF

    I feel a sense of trust in AF and for me that is what is most important in any business relationship.

    Roy Harris

    I would like to thank Access Financial Team for all your help on my urgent matter 

    A special mention to Louise and her commitment to help me promptly and in any possible way, even by disturbing some of her annual leave. You’re very lucky to have such people within your team!

    Christos

    I want to thank Access Financial for your assistance with immigration

    My special thanks to Team Europe, their service was very professional. They were always quick to respond, provide me with answers and solutions.

    Luke Williams

    It was always a pleasure to work with AF

    Before when I worked in Belgium and now in Germany, the service was always very pleasant. So yes, in the case I will need any umbrella company, I will surely contact only you.

    Vlado

    I like the transparency you work with

    I will let people know in my network with the services you provide.

    Harshit

    Ready to make Global Mobility easier?

    End-Client FAQs

    Yes, you can employ international workers without an Employer of Record (EOR). In many places, it is legal to hire someone without having a local entity. To do this, you generally need to register as a foreign employer (FE) and run a local payroll. You should put your employees on this payroll, withhold the payroll taxes and social charges, and then send the deductions to the authorities. You can contact our experts for a free consultation, and we will be happy to answer any additional questions you may have. 

    An Employer of Record (EOR) is a third-party organisation that takes on the responsibility of legally employing staff who work for your company. This means that the EOR becomes the official employer, handling tasks such as payroll, benefits, and compliance, while the employees work under your direction.

    The difference between PEO and EOR is that a PEO (Professional Employment Organisation) provides services to clients, including payroll, selection, certification, immigration, and HR functions, but does not act as the legal employer. On the other hand, an EOR (Employer of Record) is the legal employer.

    An AOR is an Agent of Record, which differs from an EOR as the AOR is an intermediary that does not employ the worker but either treats them as self-employed individuals or possibly outsources the employment to another provider.

    The answer depends on whether labour-leasing is legal or not. In some countries, there is no specific law relating to labour-leasing, such as the UK. Other countries have highly regulated labour-leasing, with Switzerland being a prime example. Finally, some countries have almost total bans on employing a worker and lending them to work under the control of another party, as seen in Belgium, Spain, and Namibia.

    Our rate starts at 550 euros per month or 5% of the contractor’s/employee’s gross pay, whichever is greater. 

    Still have more questions? Contact support