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Access Financial your trusted payroll and expansion partner

For over 22 years, we have developed a range of solutions that globally-minded businesses truly need, all supported by our experts.

Whether you wish to employ or pay workers in a new location, seek compliance advice, or learn how to establish your own entity, Access Financial has a solution for you. That’s why we are considered leaders in the Global Mobility industry.

Expand your team globally

Full-time Employees

Access Financial hires your full-time employees on your behalf in 60+ countries, so you don’t need to spend months and tens of thousands of Euros setting up a local entity when you work with us.

Independent Contractors

We ensure smooth collaboration between your company, freelancers, and self-employed workers. Together, we will develop a compliant and mutually beneficial arrangement that meets your needs.

Take a look at how we can help you thrive

Agent of Record (AOR)

Our Agent of Record (AOR) service allows businesses to engage independent contractors worldwide with confidence.

Swiss Outsourcing

Access Financial is your expert in the Swiss market for recruitment businesses, companies seeking Employer of Record (EOR) services, and professionals looking to work in Switzerland.

Business Expansion

We provide corporates and recruitment agencies with a turnkey solution: we establish and manage your local infrastructure so you can concentrate on winning clients and placing talent.

Contract Management

Whether you are a freelancer or an employee needing compliant contracts, a recruiter looking to place talent quickly, or a business needing risk free engagement solutions, our team acts as your partner every step of the way.

Employer of Record (EOR)

We streamline your team management by overseeing hiring, payroll, taxes, benefits, and insurance, ensuring a seamless and compliant experience for your business.

Payroll Processing

Processing payroll is more than preparing payslips — it’s about accurate calculations, on time payments and strict compliance with tax and labour laws.

Immigration Assistance

Access Financial offers expert guidance and seamless solutions for all your international mobility needs.

Tax & Legal Compliance

Businesses, contractors and recruiters working internationally face complex labour and tax rules that vary by country and sector. Access Financial keeps pace with these changes so you don’t have to.

Benefits for End-Clients

  • Save time, money and effort:

Build your team in new countries without establishing new entities. Access Financial reduces paperwork and manual data entry.

  • Eliminate the risks of being an employer:

Local employment laws, misclassification risk, payroll rules — Access Financial helps you navigate global hiring like a pro.

  • Fast employee onboarding:

Bring international hires to your team in days, not months, with our automated Workforce Management Portal.

  • Accurate, on-time payroll processes:

Real people on the ground in every country we serve.

Success Stories

Discover our work and the trusted partnerships we’ve built with clients around the world.

You’ve done a fantastic job supporting us at Arto! Our experience has been smooth, and we plan to continue working with you.

The team at Access Financial – specifically Christian Fowles-Smith and Charles – have done a fantastic job supporting us at Arto. Their dedication to cultivating the relationship and their proactive approach have been impressive. It is incredibly rewarding to see hard work pay off with such positive client sentiment.

Before partnering with Access Financial, our international expansion was a manual process of “Googling” and high legal fees.

Since day one, the team at Access has provided a ton of advice in areas that were completely new to us. They quickly became our main provider for non-UK placements because they always come out on top. Their response time is record-breaking, often getting us answers within the same day. This speed allows us to get contracts out the door without losing candidates to long wait times.

Having worked in the tech and SAP staffing sector for 25 years, I have relied on Access Financial for almost that entire duration.

Navigating the complex landscape of international compliance and legal requirements is a major challenge, but Access Financial makes it manageable through their global expertise. We count on their extensive breadth of knowledge whenever we are providing services in different jurisdictions.

Partnering with Access Financial provided the necessary reassurance and scope to operate safely across Europe.

One of the most significant benefits was their unwavering commitment to compliance, which offered security to both our clients and our contractors in an environment often filled with misinformation. Unlike some providers who offered questionable incentives, Access Financial prioritized giving the right advice and maintained an “audit mentality” that our own accountants and lawyers truly valued.

Need an illustration?
Speak to us today

Our dedicated sales team is ready to provide you with a tailored quote and offer guidance on all aspects of the global mobility.

Over 22 years of professional global mobility and payroll management experience.

We’re all set up in-country so onboarding takes days, not months.

We offer immigration assistance 
and visa sponsorship in over 20 countries.

Our customised software is designed to manage payroll more efficiently, saving clients time and avoiding errors.

    Ready to make Global Mobility easier?

    End-Client FAQs

    Can I employ international workers without an EOR?

    Yes, you can employ international workers without an Employer of Record (EOR). In many places, it is legal to hire someone without having a local entity. To do this, you generally need to register as a foreign employer (FE) and run a local payroll. You should put your employees on this payroll, withhold the payroll taxes and social charges, and then send the deductions to the authorities. You can contact our experts for a free consultation, and we will be happy to answer any additional questions you may have. 

    What is an Employer of Record?

    An Employer of Record (EOR) is a third-party organisation that takes on the responsibility of legally employing staff who work for your company. This means that the EOR becomes the official employer, handling tasks such as payroll, benefits, and compliance, while the employees work under your direction.

    What is the difference between PEO and EOR?

    The difference between PEO and EOR is that a PEO (Professional Employment Organisation) provides services to clients, including payroll, selection, certification, immigration, and HR functions, but does not act as the legal employer. On the other hand, an EOR (Employer of Record) is the legal employer.

    What is the difference between AOR and EOR?

    An AOR is an Agent of Record, which differs from an EOR as the AOR is an intermediary that does not employ the worker but either treats them as self-employed individuals or possibly outsources the employment to another provider.

    Is using an employer of record (EOR) legal?

    The answer depends on whether labour-leasing is legal or not. In some countries, there is no specific law relating to labour-leasing, such as the UK. Other countries have highly regulated labour-leasing, with Switzerland being a prime example. Finally, some countries have almost total bans on employing a worker and lending them to work under the control of another party, as seen in Belgium, Spain, and Namibia.

    How much does an EOR cost?

    Our rate starts at 550 euros per month or 5% of the contractor’s/employee’s gross pay, whichever is greater. 

    Still have more questions? Contact support