Country Guides

We've compiled comprehensive details on the countries we serve and the solutions we provide, all in one convenient location. Need assistance? Book a consultation with one of our experts.

Access Financial | Austria

Austria

Capital: Vienna

Languages: German

Currency: Euro (EUR)

Minimum wage: There is no statutory minimum wage in Austria. However, collective agreements provide for a minimum wage, which should not be undercut

Our solutions: Take-home pay*:

Self-employed: 54%

Access Financial | Belgium Calculator

Belgium

Capital: Brussels

Languages: Dutch, French, and German

Currency: Euro (EUR)

Minimum wage: The current minimum wage in Belgium is €2,189.81 gross per month

Our solutions: Take-home pay*:

Self-employed: 55%

Limited company: 65%

EOR: 50%

Access Financial | China

China

Capital: Beijing

Languages: Mandarin

Currency: Chinese yuan (CNY)

Minimum wage: Shanghai has the highest monthly minimum wage at RMB 2,740 (≈US$378)

Our solutions: Take-home pay*:

EOR: 47-69%

Cyprus | Access Financial

Cyprus

Capital: Nicosia

Languages: Greek

Currency: Euro (EUR)

Minimum wage: From 1 January 2026, the minimum wage is €1,088 per month after 6 months of continuous employment, or €979 per month for the first 6 months

Our solutions: Take-home pay*:

Self-employed: 63%

Limited company: 70-75%

EOR: 60-78%

Access Financial | Czech Republic

Czech Republic

Capital: Prague

Languages: Czech

Currency: Czech koruna (CZK)

Minimum wage: The Czech Republic has a statutory minimum gross monthly wage of CZK 22,400 (as of Jan 2026), equivalent to roughly €920

Our solutions: Take-home pay*:

Self-employed: 75%

Access Financial | Denmark

Denmark

Capital: Copenhagen

Languages: Danish

Currency: Danish krone (DKK)

Minimum wage: No statutory minimum wage. Pay rates are set by collective bargaining

Our solutions: Take-home pay*:

EOR: 55%

Access Financial | Finland

Finland

Capital: Helsinki

Languages: Finnish and Swedish

Currency: Euro (EUR)

Minimum wage: Finland does not have a nationwide statutory minimum wage; instead, minimum pay is set by sectoral collective bargaining agreements

Our solutions: Take-home pay*:

Self-employed: 60%

Access Financial | France

France

Capital: Paris

Languages: French

Currency: Euro (EUR)

Minimum wage: 1,823.03 euros per month

Our solutions: Take-home pay*:

Self-employed: 50%

Limited company: 65%

Portage Salarial: 43-50%

Germany | Access Financial

Germany

Capital: Berlin

Languages: German

Currency: Euro (EUR)

Minimum wage: Germany has a statutory minimum wage of €13.90 per hour (as of 1 January 2026)

Our solutions: Take-home pay*:

Self-employed: 67-75%

EOR: 55-65%

Ghana

Capital: Accra

Languages: English

Currency: Ghanaian Cedi (GHS)

Minimum wage: National Daily Minimum Wage for 2026 is GHS 21.77

Our solutions: Take-home pay*:

EOR: 67%

Access Financial | Greece

Greece

Capital: Athens

Languages: Greek

Currency: Euro (EUR)

Minimum wage: €920 per month (from 1 April 2026)

Our solutions: Take-home pay*:

Self-employed: 60-63%

Access Financial | Hong Kong

Hong Kong

Capital: Hong Kong

Languages: Cantonese and English

Currency: Hong Kong dollar (HKD)

Minimum wage: HK$43.1 per hour

Our solutions: Take-home pay*:

EOR: 82-85%

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Switzerland

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Cyprus

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China

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Malaysia

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Tel: +91 11 6931 6520

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