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Simplify your contracting with the leading global payroll provider

Focus on what you do best and let us take care of your payroll, tax compliance, social security, and immigration needs.

The one-stop shop for global payroll and contract management needs

We offer a complete suite of services allowing you to simply and successfully hire and manage your international workforce.

Easily hire and pay overseas employees without any stress

Wherever you’re looking to hire your international workforce, we have the proven experience, infrastructure, and expertise you need.





About Us

Access Financial is the leading global provider of contract management, outsourced payroll and umbrella services. We offer customised and compliant solutions to corporate clients, recruitment agencies and professional contractors. We specialise in mitigating tax liability, fully subscribing to labour law and supporting immigration.

The numerous benefits of partnering with Access Financial as your trusted provider include:

  • Boosting take-home pay;
  • Minimising administration for contractors, recruiters and corporates;
  • Providing customised software for better payroll management;
  • Ensuring compliance with all relevant laws and regulations;
  • Providing complete data security and confidentiality of all payroll information.
  • For Recruiters
  • For Contractors
  • For Corporates

For Recruiters

When it comes to engaging international employees and contractors, all parties must abide by complex payroll and immigration regulations based on local laws.

By leveraging Access Financial, recruitment agencies can focus on their core business, finding and placing candidates. The administrative burden of employment, including tasks such as payroll, taxes, legal compliance and work visas, all of which can be time-consuming and complex, are our forte.

Client Onboarding &
Contract Management

Your candidate is quickly added to our payroll and registered with governmental bodies saving time.

Work Permits &
Immigration Assistance

We provide a complete service ensuring all regulatory requirements are met.


We provide end-to-end payroll management for temporary and permanent staff placement.

Tax & Legal

Our network of local tax and legal experts ensures compliance with regional laws and tax rules, so you can focus on your business.

For Contractors

Working as an independent contractor attracts a unique set of challenges.

Access Financial has solutions for these challenges and manages them for you! Just some of the advantages of choosing Access Financial as your trusted partner:

  • Ensuring maximum salary retention;
  • Efficient tax plans utilising all legal and compliant options;
  • Reduced administration;
  • Payroll solutions tailored to personal circumstances;
  • Immigration assistance and visa sponsoring in over 20 countries.


We take care of all onboarding procedures, payroll, compensation and benefits, tax filing, and termination of employment in 60+ countries.

Work Permits &
Immigration Assistance

Our immigration experts will navigate through the requirements and processing times, as they vary by country, for you.


Our payroll services are fully compliant and designed to make the most of your contractor revenue.

Tax & Legal

We assist contractors by giving consultancy before moving to the work country, whilst there,  on moving back and after their return.

For Corporates

Hiring employees from other countries or transferring existing employees to another country is a complicated subject – every country has different taxes, different social contributions, and different immigration rules that apply to employees.

Access Financial takes the burden off the corporations and facilitates all of the formalities and undertakes:

  • Processing of Work permit and Visa for short and long term assignments;
  • Payroll management for temporary and permanent staff placement;
  • Tax and legal compliance and more.

PEO & Employer of
Record Services

We manage your team’s hiring, payroll, taxes, benefits, and insurance for you.

Work Permits &
Immigration Assistance

The team at Access Financial is well versed with the immigration, permit and visa formalities required to take up employment in 60+ countries.


We take the stress of administration off your shoulders so you can focus on what you do best.

Tax & Legal

We update our clients regarding tax and legal legislation changes and provide timely advice on the impact on their business.

Country Solutions

If you are interested in getting detailed information about our solutions in any other country, please get in touch with us and we would be happy to share our experience and expertise with you.

North America

United States


Middle East



Saudi Arabia



Africa Guide

Income Tax Calculator 2023

Find out how much your salary is after tax in two clicks!






Hong Kong












Referral Program

Join Access Financial Referral Program & Get Rewarded.

Fill out an online form

To join the referral program, fill out the Referral Form on the website. You will be provided with a personalized referral number.

Refer a friend or colleague

When someone in your network needs our services, introduce them to Access Financial and get rewarded.

Share your referral number

Make sure they mention your referral number when they contact us.


As the Referrer, you will be rewarded with €300 for every person you invite, who becomes a client.
(Terms & Conditions apply)

Get Started

Please complete the simple form and one of our solution consultants will contact you, understand your needs, consider your options and provide the optimal solution.

News Blog

Here you will find the latest news on our solutions, the team and the industry.

Work in Portugal as a Briton: overview for UK contractors

Not a million miles from fictional Willy Wonka’s sought-after “Golden Tickets” that were distributed all over the word, Portugal’s “Golden Visas”…

Mar 2, 2023

Employer of Record (EOR) service in Cyprus

Our Employer of Record (EOR) solution helps your business expand, without the need for you to set up an entity in Cyprus, which can be costly and…

Feb 23, 2023

The UAE Labour Market Highlights 2023

The UAE, which is the second-largest economy in the Arab world, has implemented various economic, legal, and social reforms over the years to improve its…

Feb 22, 2023

Careful contractors, MVV isn’t a shoo-in to work in the Netherlands

A so-called ‘long stay visa’ for the Netherlands, the MVV, is being bandied about as shoo-in for Britons longing to work in a traditionally…

Feb 14, 2023

From Confusion to Clarity: A Breakdown of the 183-Day Rule

The 183-day rule is a widely recognised concept used by most countries to determine whether someone should be considered a resident for tax purposes. The rule…

Jan 31, 2023


We love hearing from our clients, if you would like to provide us with a new testimonial to be featured on this page or want to voice your experience, we would love to hear from you!

Ahmed MohammediContractor

“After several years of collaboration with you, I regret to announce my departure from AF. It has been a real pleasure to have made this part of road with you, and I wish you full success with other collaborators. I regret my departure from your company, but the rules decided otherwise. If there is anything to remember about AF, it is the clarity, the honesty and the discretion. Thank you for all the good years spent with you and all the services you have given me.”

Cesare PittarelloContractor

“I’ve been using Access Financial services for more that one year and so far I’m fully satisfied with my choice. The company is providing prompt and valid support to all my needs as contractor and I recommend it.”

Roy HarrisHaricom Limited

“I want to take this opportunity to thank you for the good experience I’ve had the last 3 years working with AFS. I feel a sense of trust in AFS and for me that is what is most important in any business relationship.”


“I would like to thank Access Financial Team for all your help on my urgent matter. A special mention to Louise and her commitment to help me promptly and in any possible way, even by disturbing some of her annual leave. You’re very lucky to have such people within your team!”

Luke WilliamsSweden

“I want to thank Access Financial for your assistance with immigration without which my assignment would not have been possible. My special thanks to Team Europe, their service was very professional. They were always quick to respond, provide me with answers and solutions.”


“It was always a pleasure to work with AF. Before when I worked in Belgium and now in Germany, the service was always very pleasant. So yes, in the case I will need any umbrella company, I will surely contact only you.”

Mr. P. BorkarIreland

“It’s been a wonderful experience working with Access Financial”

Mr. B. DeanGermany

“When it comes to outsourcing payroll services Access Financial is my #1 go-to company. Thank you for your great support.”

Mr. G. BretonUK

“What I love about Access Financial is their commitment to speed, professionalism and constant support.”

Mr. P. TredwellLuxembourg

“If you are looking for someone to help you with contracting in EU, Access Financial would be an excellent choice.”


“I will let people know in my network with the services you provide. I like the transparency you work with.”

Get in Touch

Please do not hesitate to contact us for any queries you may have, we would be happy to assist you.

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    We are looking for hard-working, enthusiastic professionals to join our team.

    If you are interested to join our family, please follow the link to discover our current job openings