Contracting in Germany

Here’s everything you need to know about contracting in Germany.

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Our Solutions

Employed

Self-Employed

Employer of Record
(EOR)

Local Partners

In each country, we work with leading local accounting and taxation experts to ensure that we and those who depend on us stay entirely within the law.

100% Compliant

We are authorised to engage in labour-leasing throughout Germany, accommodating contractors of any nationality.

Global Presence

We have offices in Switzerland (Head Office), the United Kingdom, Germany, Luxembourg, Cyprus, China, India, Malaysia and the UAE.

Cost Efficient

We listen carefully to you, understand your personal requirements and needs, and then we collaborate with you to provide our services at reasonable prices.

About Us

Access Financial is the premier global provider of contract management, outsourced payroll, and umbrella services. We are equipped to facilitate labour leasing activities in Germany, enabling corporations, recruitment agencies, and contractors to fully leverage the potential and flexibility of the German market.

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FAQs

Please check out our FAQs below. Don’t see an answer to your question? Feel free to contact us

Our Services

Our services are aimed at customer satisfaction, always ensuring the best value for money, compliance and maximum take-home pay possible in Germany.

Contract
Management

Payroll
Outsourcing

Work Permits &
Immigration Assistance

Employer of Record
(EOR)

Tax & Legal
Compliance

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Testimonials

We’re proud of what we do, but you shouldn’t just take our word for it. Here’s what our clients are saying about us.

Ahmed MohammediContractor

“After several years of collaboration with you, I regret to announce my departure from AF. It has been a real pleasure to have made this part of road with you, and I wish you full success with other collaborators. I regret my departure from your company, but the rules decided otherwise. If there is anything to remember about AF, it is the clarity, the honesty and the discretion. Thank you for all the good years spent with you and all the services you have given me.”

Cesare PittarelloContractor

“I’ve been using Access Financial services for more that one year and so far I’m fully satisfied with my choice. The company is providing prompt and valid support to all my needs as contractor and I recommend it.”

Roy HarrisHaricom Limited

“I want to take this opportunity to thank you for the good experience I’ve had the last 3 years working with AFS. I feel a sense of trust in AFS and for me that is what is most important in any business relationship.”

ChristosGreece

“I would like to thank Access Financial Team for all your help on my urgent matter. A special mention to Louise and her commitment to help me promptly and in any possible way, even by disturbing some of her annual leave. You’re very lucky to have such people within your team!”

Luke WilliamsSweden

“I want to thank Access Financial for your assistance with immigration without which my assignment would not have been possible. My special thanks to Team Europe, their service was very professional. They were always quick to respond, provide me with answers and solutions.”

VladoContractor

“It was always a pleasure to work with AF. Before when I worked in Belgium and now in Germany, the service was always very pleasant. So yes, in the case I will need any umbrella company, I will surely contact only you.”

Mr. P. BorkarIreland

“It’s been a wonderful experience working with Access Financial”

Mr. B. DeanGermany

“When it comes to outsourcing payroll services Access Financial is my #1 go-to company. Thank you for your great support.”

Mr. G. BretonUK

“What I love about Access Financial is their commitment to speed, professionalism and constant support.”

Mr. P. TredwellLuxembourg

“If you are looking for someone to help you with contracting in EU, Access Financial would be an excellent choice.”

HarshitContractor

“I will let people know in my network with the services you provide. I like the transparency you work with.”

Our Partners

Each partnership is unique. We focus on creating long-lasting relationships with our partners.

Germany Income & Tax Calculator 2024

Calculate your take-home pay in Germany using our online income calculator below.

First Name*

Last Name*

Phone*

Email*

Daily Contract Rate (in EUR)?*This is the all-inclusive rate that you have agreed with your recruiter or client to pay you per day.

Number of working days per month?*Please estimate the average number of days you plan to work each month.

Contract Duration (in Months)?*Please provide the length of your assignment in months.

Marital Status?*Please state if you are married or single as this affects your taxes.

Do you have health insurance?*All workers in Germany have to be covered by health insurance. This can be by contributing to the state system via the social security. Alternatively, you can obtain private health cover from a BAFIN approved insurance provider in Germany.

Are you making pension contributions?You can obtain tax relief on approved pensions to which you contribute.

Do you have dependent children?*The tax that you pay in Germany depends on your marital status and the number of dependents that you have.

EU/EEA National?*Are you a national of an EU or an EEA country?

We respect your data. By checking this box you confirm that you have read and agree to our Terms & Conditions, and that you have read our Privacy Policy

By checking this box you would like to receive information about our products/services, news and offers

Disclaimer: The calculation is an illustration based on various assumptions and is meant to provide an indication of what you may take home as net pay. For a more detailed projection please contact our customer support by clicking on the “TALK TO AN EXPERT” button above.

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Please fill in the form below and we will contact you on short notice.

Contracting in Germany

Our Solutions

Employed

Self-Employed

Employer of Record (EOR)

Local Partners

100% Compliant

Global Presence

Cost Efficient

About Us

FAQs

Our Services

Contract Management

Payroll Outsourcing

Work Permits & Immigration Assistance

Employer of Record (EOR)

Tax & Legal Compliance

Testimonials

Our Partners

Germany Income & Tax Calculator 2024

Let us call you

Employer of Record
(EOR)

Contract
Management

Payroll
Outsourcing

Work Permits &
Immigration Assistance

Employer of Record
(EOR)

Tax & Legal
Compliance