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What our Tax & Legal Compliance service covers

Businesses, contractors and recruiters working internationally face complex labour and tax rules that vary by country and sector. Access Financial keeps pace with these changes so you don’t have to. We maintain an in house R&D department and partner with a network of experienced international advisers who understand risk mitigation and tax calculations in over 60 countries. Our founding directors and managers are qualified accountants with more than 30 years of experience, giving you confidence that we operate with a strong ethical and professional code of conduct. Our expertise spans double tax treaties, social security agreements and expatriate tax regimes, ensuring that neither you nor your workers overpay tax.

When you choose Access Financial, we provide a fully tailored compliance solution. We assess the tax and legal obligations of your projects, help you register correctly with tax and social authorities, prepare the necessary documentation, calculate and withhold taxes and contributions, process invoices and expenses, and advise on any changes to legislation that may affect costs. By centralising these tasks under one experienced partner, you avoid the risk of fragmented advice and the costs of sub par service.

Benefits & key features

Accurate tax & social contributions
Up to date legal guidance
Registration & documentation
Timesheet, invoicing & reporting
Risk mitigation & ethical practices
Integrated payroll & immigration services
Contractors & employees
We calculate and withhold the correct taxes and social security contributions so that workers don't need to navigate complicated tax systems; no unexpected bills or penalties.
Advice on residency, social security treaties and expatriate tax regimes so workers avoid over paying and remain compliant.
We register workers with the correct tax and social security authorities and ensure employment contracts meet legal requirements.
Simple digital tools for submitting timesheets and expenses; clear payslips showing deductions.
Our qualified accountants and lawyers operate under strict ethical codes; we avoid aggressive tax schemes that could harm your future.
Payroll, contract management and visa assistance in one place; no need to juggle multiple providers.
Recruitment agencies
Your candidates are paid correctly and have taxes handled, reinforcing your reputation as a compliant recruiter.
Access to our international tax experts keeps you informed about evolving labour and tax laws in each country.
Streamlined onboarding means you can place talent quickly without worrying about bureaucratic delays.
We manage timesheets, process and issue invoices to clients for recruitment purposes, making the process seamless.
By partnering with a reputable compliance provider you reduce the risk of reputational damage from non-compliance.
Recruiters benefit from our 360° solutions, including timesheet management, payroll and visa processing.
End-clients
We monitor legislative changes and update you on obligations, helping you adapt quickly and avoid fines.
Proper registrations and compliant documentation protect your business from misclassification or permanent establishment risk.
Transparent invoicing and reporting make budgeting easier and support auditing requirements.
Confidence that your operations adhere to international standards; we help you avoid penalties and reputational risk.
A single partner to handle compliance, payroll and immigration ensures consistency across your workforce.
Ensures your workforce is fully compliant with local income tax and social security rules; reduces legal exposure.

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How it works

Our approach to payroll management follows a structured process that ensures accuracy and compliance at every step. The timeline below illustrates the key stages.

Compliance Assessment & Worker Classification

We review your project requirements and examine the role against local regulations to confirm that the worker is correctly classified as an independent contractor.

Contract &
Onboarding

Our specialists collect the contractor’s documents, draft a compliant contract and coordinate onboarding, including background checks and NDA signatures.

Payment & Ongoing
Management

Access Financial manages all payments, invoices and tax filings, sending funds in the contractor’s currency while handling FX and banking compliance.

Continuous Compliance & Support

We monitor regulatory changes and provide ongoing guidance, ensuring your engagement remains compliant and efficient.

Why Access Financial?

Direct Local Expertise

Access Financial operates through its own entities rather than subcontracting services, ensuring consistent standards and local knowledge across jurisdictions.

Proven Compliance & Risk Management

Our team specialises in contractor classification and regulatory compliance, helping clients avoid the fines and legal issues associated with misclassification.

Simplified Onboarding & Payment

We handle all administrative tasks, from contract drafting and tax registration to multi-currency payments, providing a single point of contact for you and your contractors.

Transparent Pricing & Flexible Engagements

No hidden fees: our pricing is clear and scalable, enabling you to engage contractors for short term projects or long term assignments.

Integrated Services

Beyond AOR, our ecosystem includes employer of record, tax and legal compliance, payroll, immigration, and contract management services, giving you the flexibility to upgrade as your workforce evolves.

Get in touch

Ready to streamline your business? Our dedicated sales team will provide a tailored proposal and answer all your questions.

    Best choice

    AF has greatly simplified the process of hiring and paying people for our company. The platform is highly intuitive and user-friendly, and the support team at AF has consistently exceeded our expectations in responding to our requests.

    Antony Tonmberg

    AF has made hiring internationally easy!

    AF has significantly simplified our process of hiring international talent. They offer knowledgeable experts in each country, ensuring that we comply with local regulations for every hire.

    Maria Kolesnikova

    Great platform and user-friendly

    Access Financial provides me with a comprehensive, secure payroll platform that is user-friendly and operates on any device.

    Andreas Koulogiras

    Thank you for your assistance

    I like that WFM has a wide range of modules like timesheets, invoicing, expenses etc., which help me when working with different clients in Europe and Asia.

    Kevin Corbet

    Since March 2022, I’ve been on this amazing journey with Access Financial

    Honestly, it’s been the happiest and most fulfilling chapter of my career. Thank you for the trust, the learnings, and for being a part of this memorable journey. I genuinely wish for a bright and prosperous future for all of us.

    Andreas

    If there is anything to remember about AF, it is the clarity, the honesty and the discretion

    After several years of collaboration with you, I regret to announce my departure from AF. It has been a real pleasure to have made this part of road with you, and I wish you full success with other collaborators. I regret my departure from your company, but the rules decided otherwise.

    Ahmed Mohammedi

    I’ve been using Access Financial services for more that one year and so far I’m fully satisfied with my choice

    The company is providing prompt and valid support to all my needs as contractor and I recommend it.

    Cesare Pittarello

     I want to take this opportunity to thank you for the good experience I’ve had the last 3 years working with AF

    I feel a sense of trust in AF and for me that is what is most important in any business relationship.

    Roy Harris

    I would like to thank Access Financial Team for all your help on my urgent matter 

    A special mention to Louise and her commitment to help me promptly and in any possible way, even by disturbing some of her annual leave. You’re very lucky to have such people within your team!

    Christos

    I want to thank Access Financial for your assistance with immigration

    My special thanks to Team Europe, their service was very professional. They were always quick to respond, provide me with answers and solutions.

    Luke Williams

    It was always a pleasure to work with AF

    Before when I worked in Belgium and now in Germany, the service was always very pleasant. So yes, in the case I will need any umbrella company, I will surely contact only you.

    Vlado

    I like the transparency you work with

    I will let people know in my network with the services you provide.

    Harshit

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