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Labour Leasing & Employer of Record (EOR)

Hire in Switzerland without a Swiss entity. As your licensed Employer of Record, we employ your talent, run payroll and carry every employment obligation — contracts, insurances, permits and filings. No setup costs, no fixed overheads, no employment risk on your books. Ideal for contractors on temporary assignments or longer-term hires, with simplified billing available for permanent placements.

Permanent Placement Compliance Support

Placing permanent candidates in Switzerland requires the right licences — and the penalties for getting it wrong are real. We route your placements through fully licensed Swiss channels, handle the VAT and tax treatment of your fees and keep your billing predictable. You place the talent; we carry the regulatory burden.

Swiss Business Process Outsourcing (HR & Payroll)

Your Swiss HR department, without the headcount. We run the essential administration that keeps a Swiss employer compliant:

Local expertise: day-to-day application of Swiss HR and payroll rules, in English, German or French.

Statutory registrations: social security (AHV), pension and child benefit registrations handled for you.

Monthly payroll: full processing, payslips, and administration of taxes, insurances and social charges.

Insurance & permits: accident, unemployment and sickness cover, work certificates and 90-day permit notifications.

Reporting: sickness and accident reporting, annual salary certificates and de-registrations on exit.

Second pillar (LPP): advice and set-up for your Swiss occupational pension scheme.

Enhanced Support & Advisory Services

When you need more than payroll, our Swiss team extends into:

Documentation & finance: Swiss employment contracts and termination letters, salary payments, advance billing, credit control and liaison with your accountants.

Audit & regulatory readiness: preparation for employment services, VAT, payroll and federal tax audits, plus job advertising and unemployment office liaison.

Permits & mobility: L, B and C permit support, Swiss labour-law advisory, employee handbooks and dispute resolution.

Advanced HR & payroll: expense integration, supplementary benefits, custom reporting, budgeting support, digital onboarding and strategic HR consulting — from organisational design to compensation benchmarking.

Benefits & key features

Guaranteed compliance: every placement and payroll run meets Swiss legal requirements — no penalties, no surprises.

Predictable costs: transparent pricing with Swiss VAT and taxes managed for you.

Focus on talent: you recruit; we absorb the bureaucracy.

Risk mitigation: employment liabilities sit with our fully compliant Swiss entity, not yours.

Expert local guidance: decades of Swiss employment-law and market practice behind every answer.

Multilingual support: English, German and French, so nothing is lost in translation.

Why Access Financial?

Federal SECO licence

Authorised for labour leasing and placement across the whole of Switzerland.

22+ years of Swiss specialisation

We understand the Swiss market inside out — cantonal differences included.

Full risk transfer

As your Employer of Record we assume employment-related risks, from compliance to HR liabilities.

Seamless processes

Contracts, filings and payroll handled end to end, so you never navigate Swiss law alone.

Proven at scale

Trusted by international agencies and corporates for thousands of Swiss placements.

Success Stories

Discover our work and the trusted partnerships we’ve built with clients around the world.

You’ve done a fantastic job supporting us at Arto! Our experience has been smooth, and we plan to continue working with you.

The team at Access Financial – specifically Christian Fowles-Smith and Charles – have done a fantastic job supporting us at Arto. Their dedication to cultivating the relationship and their proactive approach have been impressive. It is incredibly rewarding to see hard work pay off with such positive client sentiment.

Before partnering with Access Financial, our international expansion was a manual process of “Googling” and high legal fees.

Since day one, the team at Access has provided a ton of advice in areas that were completely new to us. They quickly became our main provider for non-UK placements because they always come out on top. Their response time is record-breaking, often getting us answers within the same day. This speed allows us to get contracts out the door without losing candidates to long wait times.

Having worked in the tech and SAP staffing sector for 25 years, I have relied on Access Financial for almost that entire duration.

Navigating the complex landscape of international compliance and legal requirements is a major challenge, but Access Financial makes it manageable through their global expertise. We count on their extensive breadth of knowledge whenever we are providing services in different jurisdictions.

Partnering with Access Financial provided the necessary reassurance and scope to operate safely across Europe.

One of the most significant benefits was their unwavering commitment to compliance, which offered security to both our clients and our contractors in an environment often filled with misinformation. Unlike some providers who offered questionable incentives, Access Financial prioritized giving the right advice and maintained an “audit mentality” that our own accountants and lawyers truly valued.

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