EMPLOYER OF RECORD
Hire Globally Without Borders
Expanding your team across borders shouldn’t mean opening a new office or navigating unfamiliar labour laws. Access Financial’s Employer of Record (EOR) service gives you the freedom to hire, onboard and pay talent anywhere while we handle the legal employer responsibilities.
FAQ
What is an Employer of Record?
An Employer of Record is a third party organisation that becomes the legal employer of workers on behalf of a client company. An EOR issues local employment contracts, registers employees with the relevant tax and social security authorities and manages payroll and benefits, including probation and termination, in accordance with labour laws. This model lets companies hire abroad without setting up a local entity – the EOR handles visas, onboarding and payroll while the worker performs day to day duties for the client.
Many EOR providers rely on networks of partners, which can create a fragmented employee experience and dilute accountability. Access Financial stands out because we only deliver EOR services in countries where we own the legal entity. This direct model means your workers have a single employer and a dedicated support team, avoiding the inconsistency seen when EOR providers outsource to intermediaries.
Benefits & key features
How it works
Hiring globally with Access Financial is straightforward. Our proven process can be summarised in four steps:
≈1 DAY
Consultation & requirements
We discuss your hiring needs, the role and the countries where you need employees.
≈1-2 DAYS
Agreement & contracts
You sign our EOR service agreement and we prepare compliant employment contracts for your worker.
≈2-3 DAYS
Onboarding & compliance
The employee signs their contract, and we register them with local authorities, set up payroll and benefits, and handle visa or work permit support if needed.
Ongoing payroll & support (monthly)
We manage payroll, taxes, benefits, expenses and off boarding while you direct the worker’s day to day duties.
Why Access Financial?
Direct EOR model
Unlike many providers that rely on partner networks, Access Financial only operates in countries where we own the employing entity. This avoids fragmented service and gives you a single point of accountability.
22+ years of global mobility expertise
We have decades of experience in international payroll and contract management. Our team offers fast and transparent onboarding and keeps you informed about legal changes that could affect your costs or employees.
Comprehensive HR service
We handle onboarding, social security registrations, payroll, benefits and visas. Our 360° solutions mean you don’t need multiple partners for employment, immigration and payroll tasks.
Cost efficient and scalable
Clients avoid the cost of forming local entities; they get immediate access to compliant employment infrastructure. Because we operate our own entities, we can offer transparent pricing and minimise third party mark ups.
Flexible support for start-ups and multinationals
Whether you’re hiring your first overseas employee or expanding a global team, we provide tailored support. Start-ups benefit from visa sponsorship and quick market entry, while larger organisations appreciate our consistency and risk management across countries.
Country Explorer
If you are interested in getting detailed information about our solutions in any other country, please get in touch with us and we would be happy to share our experience and expertise with you.
Success Stories
Discover our work and the trusted partnerships we’ve built with clients around the world.
You’ve done a fantastic job supporting us at Arto! Our experience has been smooth, and we plan to continue working with you.
The team at Access Financial – specifically Christian Fowles-Smith and Charles – have done a fantastic job supporting us at Arto. Their dedication to cultivating the relationship and their proactive approach have been impressive. It is incredibly rewarding to see hard work pay off with such positive client sentiment.
Thomas McMann
Director, ARTO Life Sciences
Before partnering with Access Financial, our international expansion was a manual process of “Googling” and high legal fees.
Since day one, the team at Access has provided a ton of advice in areas that were completely new to us. They quickly became our main provider for non-UK placements because they always come out on top. Their response time is record-breaking, often getting us answers within the same day. This speed allows us to get contracts out the door without losing candidates to long wait times.
Katherine Miller
Head of Legal & Audit, La Fosse
Having worked in the tech and SAP staffing sector for 25 years, I have relied on Access Financial for almost that entire duration.
Navigating the complex landscape of international compliance and legal requirements is a major challenge, but Access Financial makes it manageable through their global expertise. We count on their extensive breadth of knowledge whenever we are providing services in different jurisdictions.
Rupert Bassi
Vice President & Co-Founder, Linksap
Partnering with Access Financial provided the necessary reassurance and scope to operate safely across Europe.
One of the most significant benefits was their unwavering commitment to compliance, which offered security to both our clients and our contractors in an environment often filled with misinformation. Unlike some providers who offered questionable incentives, Access Financial prioritized giving the right advice and maintained an “audit mentality” that our own accountants and lawyers truly valued.
Paul Flynn
CEO, Umbilical
FAQ
Find answers to our most frequently asked questions below.
What is an employer of record?
An Employer of Record (EOR) is a third-party organisation that becomes the legal employer of your workers in a given country — issuing compliant contracts, registering with tax and social-security authorities, and running payroll and benefits — so you can hire abroad without setting up a local entity. Access Financial delivers EOR services only in countries where we own the legal entity, across 60+ countries, so your employees have a single employer and a dedicated support team, not a fragmented partner network. 22+ years of global-mobility experience stands behind every hire.
What are employer of record benefits for companies?
The benefits include faster market entry, lower compliance risk, easier cross-border hiring and far less internal admin — you onboard employees legally without opening a local entity, while contracts, payroll and statutory obligations run through one provider. This is ideal for testing new markets or building international teams before a larger investment. Access Financial adds a direct-entity model across 60+ countries, transparent pricing and in-house legal, tax and immigration support, so companies get one accountable partner rather than a chain of intermediaries — backed by 22+ years of experience.
How does employer of record pricing work?
EOR pricing usually takes one of two forms: a fixed monthly fee per employee, or a percentage of the employee’s payroll. A fixed fee is more predictable and avoids costs rising simply because salaries do. Access Financial uses transparent, fixed pricing per worker — no percentage of payroll and no hidden third-party mark-ups — because we operate our own entities in 60+ countries rather than paying intermediaries. Use our Employee Cost Calculator for an indicative figure, or request a tailored quote from our team.
When should a company use employer of record?
A company should use an EOR when it wants to hire in another country quickly without opening a legal entity — for testing a new market, employing one or a few international staff, supporting remote hires or reducing compliance burden during expansion. It works best when speed, flexibility and local employment support matter most. Access Financial supports exactly these scenarios across 60+ countries, onboarding employees in days rather than months through our own entities, with visa support and in-house legal expertise built in.
What compliance responsibilities does an employer of record handle?
An EOR handles compliant employment contracts, payroll withholdings, tax reporting, statutory benefits, labour-law administration, onboarding documentation and lawful termination — all under local law, so the client company carries far less risk. The exact scope varies by country. Access Financial takes on these responsibilities across 60+ countries through owned entities, with in-house lawyers and tax specialists monitoring legislative change so your employment framework stays compliant as rules evolve. 22+ years of global-mobility experience means the specifics are handled correctly, market by market.
Still have more questions? Contact support
Get in touch
Ready to streamline your business? Our dedicated sales team will provide a tailored proposal and answer all your questions.