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What is an Employer of Record?

An Employer of Record is a third party organisation that becomes the legal employer of workers on behalf of a client company. An EOR issues local employment contracts, registers employees with the relevant tax and social security authorities and manages payroll and benefits, including probation and termination, in accordance with labour laws. This model lets companies hire abroad without setting up a local entity – the EOR handles visas, onboarding and payroll while the worker performs day to day duties for the client.

Many EOR providers rely on networks of partners, which can create a fragmented employee experience and dilute accountability. Access Financial stands out because we only deliver EOR services in countries where we own the legal entity. This direct model means your workers have a single employer and a dedicated support team, avoiding the inconsistency seen when EOR providers outsource to intermediaries.

Benefits & key features

Legal employment & compliance
Payroll & benefits management
Fast onboarding & visa support
Local compliance & risk management
Transparency & cost control
Dedicated support
Employees
Contracts that meet local labour laws; payroll and taxes deducted correctly so workers don't have to calculate their own lia
Regular, on time salary payments with statutory benefits and social security contributions.
Simple sign up process and support with work permits where applicable; workers can start in days rather than months.
Peace of mind that contracts, holiday pay, terminations and overtime follow local rules; workers receive fair treatment.
Clear payslips showing deductions; employment rights and benefits akin to permanent employees.
Friendly specialists to answer employment questions and assist with day to day issues.
End-clients
Avoids misclassification and fines; we act as the legal employer so you don't need a local entity.
Monthly invoicing simplifies budgeting while we manage salaries, benefits and reporting.
Accelerate market entry - hire talent in days with minimal internal admin.
Our in-house legal experts keep you compliant with changing laws, minimising risk.
Predictable pricing without surprise charges; no need to manage multiple providers or overseas payroll teams.
Personalised guidance, proactive updates about legal changes and scalable service as you grow.

How it works

Hiring globally with Access Financial is straightforward. Our proven process can be summarised in four steps:

Consultation & requirements

We discuss your hiring needs, the role and the countries where you need employees.

Agreement & contracts

You sign our EOR service agreement and we prepare compliant employment contracts for your worker.

Onboarding & compliance

The employee signs their contract, and we register them with local authorities, set up payroll and benefits, and handle visa or work permit support if needed.

Ongoing payroll & support (monthly)

We manage payroll, taxes, benefits, expenses and off boarding while you direct the worker’s day to day duties.

Why Access Financial?

Direct EOR model

Unlike many providers that rely on partner networks, Access Financial only operates in countries where we own the employing entity. This avoids fragmented service and gives you a single point of accountability.

22+ years of global mobility expertise

We have decades of experience in international payroll and contract management. Our team offers fast and transparent onboarding and keeps you informed about legal changes that could affect your costs or employees.

Comprehensive HR service

We handle onboarding, social security registrations, payroll, benefits and visas. Our 360° solutions mean you don’t need multiple partners for employment, immigration and payroll tasks.

Cost efficient and scalable

Clients avoid the cost of forming local entities; they get immediate access to compliant employment infrastructure. Because we operate our own entities, we can offer transparent pricing and minimise third party mark ups.

Flexible support for start-ups and multinationals

Whether you’re hiring your first overseas employee or expanding a global team, we provide tailored support. Start-ups benefit from visa sponsorship and quick market entry, while larger organisations appreciate our consistency and risk management across countries.

Success Stories

Discover our work and the trusted partnerships we’ve built with clients around the world.

You’ve done a fantastic job supporting us at Arto! Our experience has been smooth, and we plan to continue working with you.

The team at Access Financial – specifically Christian Fowles-Smith and Charles – have done a fantastic job supporting us at Arto. Their dedication to cultivating the relationship and their proactive approach have been impressive. It is incredibly rewarding to see hard work pay off with such positive client sentiment.

Before partnering with Access Financial, our international expansion was a manual process of “Googling” and high legal fees.

Since day one, the team at Access has provided a ton of advice in areas that were completely new to us. They quickly became our main provider for non-UK placements because they always come out on top. Their response time is record-breaking, often getting us answers within the same day. This speed allows us to get contracts out the door without losing candidates to long wait times.

Having worked in the tech and SAP staffing sector for 25 years, I have relied on Access Financial for almost that entire duration.

Navigating the complex landscape of international compliance and legal requirements is a major challenge, but Access Financial makes it manageable through their global expertise. We count on their extensive breadth of knowledge whenever we are providing services in different jurisdictions.

Partnering with Access Financial provided the necessary reassurance and scope to operate safely across Europe.

One of the most significant benefits was their unwavering commitment to compliance, which offered security to both our clients and our contractors in an environment often filled with misinformation. Unlike some providers who offered questionable incentives, Access Financial prioritized giving the right advice and maintained an “audit mentality” that our own accountants and lawyers truly valued.

Get in touch

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