EMPLOYER OF RECORD
Hire Globally Without Borders
Expanding your team across borders shouldn’t mean opening a new office or navigating unfamiliar labour laws. Access Financial’s Employer of Record (EOR) service gives you the freedom to hire, onboard and pay talent anywhere while we handle the legal employer responsibilities.
FAQ
What is an Employer of Record?
An Employer of Record is a third party organisation that becomes the legal employer of workers on behalf of a client company. An EOR issues local employment contracts, registers employees with the relevant tax and social security authorities and manages payroll and benefits, including probation and termination, in accordance with labour laws. This model lets companies hire abroad without setting up a local entity – the EOR handles visas, onboarding and payroll while the worker performs day to day duties for the client.
Many EOR providers rely on networks of partners, which can create a fragmented employee experience and dilute accountability. Access Financial stands out because we only deliver EOR services in countries where we own the legal entity. This direct model means your workers have a single employer and a dedicated support team, avoiding the inconsistency seen when EOR providers outsource to intermediaries.
Benefits & key features
How it works
Hiring globally with Access Financial is straightforward. Our proven process can be summarised in four steps:
≈1 DAY
Consultation & requirements
We discuss your hiring needs, the role and the countries where you need employees.
≈1-2 DAYS
Agreement & contracts
You sign our EOR service agreement and we prepare compliant employment contracts for your worker.
≈2-3 DAYS
Onboarding & compliance
The employee signs their contract, and we register them with local authorities, set up payroll and benefits, and handle visa or work permit support if needed.
Ongoing payroll & support (monthly)
We manage payroll, taxes, benefits, expenses and off boarding while you direct the worker’s day to day duties.
Why Access Financial?
Direct EOR model
Unlike many providers that rely on partner networks, Access Financial only operates in countries where we own the employing entity. This avoids fragmented service and gives you a single point of accountability.
22+ years of global mobility expertise
We have decades of experience in international payroll and contract management. Our team offers fast and transparent onboarding and keeps you informed about legal changes that could affect your costs or employees.
Comprehensive HR service
We handle onboarding, social security registrations, payroll, benefits and visas. Our 360° solutions mean you don’t need multiple partners for employment, immigration and payroll tasks.
Cost efficient and scalable
Clients avoid the cost of forming local entities; they get immediate access to compliant employment infrastructure. Because we operate our own entities, we can offer transparent pricing and minimise third party mark ups.
Flexible support for start-ups and multinationals
Whether you’re hiring your first overseas employee or expanding a global team, we provide tailored support. Start-ups benefit from visa sponsorship and quick market entry, while larger organisations appreciate our consistency and risk management across countries.
Country Explorer
If you are interested in getting detailed information about our solutions in any other country, please get in touch with us and we would be happy to share our experience and expertise with you.
Success Stories
Discover our work and the trusted partnerships we’ve built with clients around the world.
You’ve done a fantastic job supporting us at Arto! Our experience has been smooth, and we plan to continue working with you.
The team at Access Financial – specifically Christian Fowles-Smith and Charles – have done a fantastic job supporting us at Arto. Their dedication to cultivating the relationship and their proactive approach have been impressive. It is incredibly rewarding to see hard work pay off with such positive client sentiment.
Thomas McMann
Director, ARTO Life Sciences
Before partnering with Access Financial, our international expansion was a manual process of “Googling” and high legal fees.
Since day one, the team at Access has provided a ton of advice in areas that were completely new to us. They quickly became our main provider for non-UK placements because they always come out on top. Their response time is record-breaking, often getting us answers within the same day. This speed allows us to get contracts out the door without losing candidates to long wait times.
Katherine Miller
Head of Legal & Audit, La Fosse
Having worked in the tech and SAP staffing sector for 25 years, I have relied on Access Financial for almost that entire duration.
Navigating the complex landscape of international compliance and legal requirements is a major challenge, but Access Financial makes it manageable through their global expertise. We count on their extensive breadth of knowledge whenever we are providing services in different jurisdictions.
Rupert Bassi
Vice President & Co-Founder, Linksap
Partnering with Access Financial provided the necessary reassurance and scope to operate safely across Europe.
One of the most significant benefits was their unwavering commitment to compliance, which offered security to both our clients and our contractors in an environment often filled with misinformation. Unlike some providers who offered questionable incentives, Access Financial prioritized giving the right advice and maintained an “audit mentality” that our own accountants and lawyers truly valued.
Paul Flynn
CEO, Umbilical
FAQ
Find answers to our most frequently asked questions below.
What is an employer of record?
An employer of record is a third-party provider that legally employs workers on behalf of another company in a specific country. The client company manages day-to-day work, while the employer of record handles employment contracts, payroll, statutory benefits, tax withholdings, and local compliance. This model is commonly used by international businesses that need to hire in new markets without establishing a local legal entity first.
What are employer of record benefits for companies?
Employer of record benefits for companies include faster market entry, reduced compliance exposure, easier cross-border hiring, and less internal administrative workload. Businesses can onboard employees legally without opening a local entity, while payroll, contracts, and statutory obligations are managed through one provider. This is especially useful for companies testing new markets, supporting remote employees abroad, or building international teams before making a larger long-term investment.
How does employer of record pricing work?
Employer of record pricing usually depends on the country, employee profile, service scope, and complexity of local compliance requirements. Fees may be structured as a monthly fixed amount per employee or as a percentage of payroll. Businesses should evaluate pricing alongside service quality, onboarding support, payroll management, benefits administration, and compliance coverage rather than focusing only on the lowest cost when selecting an international employment partner.
When should a company use employer of record?
A company should usually use employer of record when it wants to hire in another country quickly without opening a legal entity there. It is also useful for testing new markets, employing one or a few international staff members, supporting remote hires, or reducing compliance burden during expansion. The model works best when speed, flexibility, and local employment support are more important than immediate entity setup.
What compliance responsibilities does an employer of record handle?
Employer of record compliance responsibilities typically include compliant employment contracts, payroll withholdings, tax reporting, statutory benefits, labor law administration, onboarding documentation, and termination procedures under local law. The exact scope depends on the country, but the purpose is to reduce risk for the client company. For international employers, this structure helps ensure employees are engaged through a legally sound and operationally consistent employment framework.
Still have more questions? Contact support
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