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Ready to Simplify Employment Administration?

Employing staff in your own entity brings obligations that multiply with every new country: payroll calculations, social contributions, employment contracts, benefits administration and constantly changing labour law. Our PEO service, trusted by agencies and corporates, removes this burden. Under a co-managed arrangement, your company remains the employer and directs the daily work, while Access Financial takes over the employment administration and keeps you compliant from day one.

We take over the administrative burden so you can focus on growth. Our service includes:

  • Payroll administration: accurate gross-to-net calculations, payslips, tax withholdings and social contributions, delivered on time every month.
  • HR administration and compliance: employment contracts, onboarding and offboarding documentation, and HR policies aligned with local labour law.
  • Benefits management: administration of pensions, insurances and statutory and supplementary benefits, negotiated at competitive rates.
  • Tax and regulatory filings: registrations, declarations and year-end reporting handled with the local authorities on your behalf.
  • Employment law guidance: practical advice on working time, terminations, disciplinary matters and collective requirements.
  • Simplified invoicing: one clear consolidated monthly invoice covering all services.

Benefits & key features

Corporates

Keep control, lose the admin: you direct your team’s daily work while we run payroll, HR and benefits in the background.

Reduced complexity and risk: local payroll and employment-law specialists mitigate compliance exposure and administrative workload.

Better benefits at better rates: access group benefit arrangements normally reserved for much larger employers.

Cost effective: no need to recruit in-house payroll and HR specialists in every country where you employ staff.

Scales with your headcount: the same service supports your first local hire and your first hundred.

Recruitment Agencies

Place talent, not paperwork: we run the employment administration behind your placements so consultants stay focused on clients and candidates.

Compliance made easy: every payroll run and contract meets local labour and tax rules, protecting your brand and avoiding penalties.

Faster onboarding: standardised contracts and processes get new placements payrolled and productive quickly.

Simplified finances: one consolidated invoice for all services and predictable operating costs.

How it works

Expanding with Access Financial follows a clear, four step process. The timeline below illustrates the typical workflow for establishing and managing your local presence.

Consultation & scoping

We review your workforce, current payroll arrangements and target countries, and design a tailored PEO plan.

Registrations & setup

We complete the required payroll, tax and social security registrations and configure your payroll calendar.

Employee transition

Contracts, benefits and payroll data are migrated with no disruption to your employees’ pay or terms.

Ongoing — Managed service & support

Monthly payroll, HR administration, filings and regulatory updates, with a dedicated account manager and one monthly invoice.

Why Access Financial?

Proven track record

Our payroll and employment models have supported agencies and corporates for over 22 years, including Switzerland, India, China, Malaysia, Germany and the Netherlands.

You stay in charge

Unlike an EOR, a PEO arrangement leaves you as the employer — we manage the administration, you manage the people. Not sure which model fits? Our advisers will help you choose between PEO and EOR.

Single point of contact:

One monthly invoice and a dedicated account manager simplify your finances and communications.

Scalable infrastructure

Our team and technology scale with your business, whether you employ a handful of staff or hundreds.

Compliance first

An audit-minded approach to every payroll run, filing and contract, so you are always inspection-ready.

Success Stories

Discover our work and the trusted partnerships we’ve built with clients around the world.

You’ve done a fantastic job supporting us at Arto! Our experience has been smooth, and we plan to continue working with you.

The team at Access Financial – specifically Christian Fowles-Smith and Charles – have done a fantastic job supporting us at Arto. Their dedication to cultivating the relationship and their proactive approach have been impressive. It is incredibly rewarding to see hard work pay off with such positive client sentiment.

Before partnering with Access Financial, our international expansion was a manual process of “Googling” and high legal fees.

Since day one, the team at Access has provided a ton of advice in areas that were completely new to us. They quickly became our main provider for non-UK placements because they always come out on top. Their response time is record-breaking, often getting us answers within the same day. This speed allows us to get contracts out the door without losing candidates to long wait times.

Having worked in the tech and SAP staffing sector for 25 years, I have relied on Access Financial for almost that entire duration.

Navigating the complex landscape of international compliance and legal requirements is a major challenge, but Access Financial makes it manageable through their global expertise. We count on their extensive breadth of knowledge whenever we are providing services in different jurisdictions.

Partnering with Access Financial provided the necessary reassurance and scope to operate safely across Europe.

One of the most significant benefits was their unwavering commitment to compliance, which offered security to both our clients and our contractors in an environment often filled with misinformation. Unlike some providers who offered questionable incentives, Access Financial prioritized giving the right advice and maintained an “audit mentality” that our own accountants and lawyers truly valued.

FAQ

Find answers to our most frequently asked questions below.

What is a PEO (Professional Employment Organisation)?

A PEO is a service provider that takes over payroll, HR administration, benefits and employment compliance for a company’s workforce, while the company continues to direct its employees’ day-to-day work. It suits businesses that already have (or plan to have) a legal presence but do not want to build in-house payroll and HR functions in every country.

How does a PEO differ from an Employer of Record (EOR)?

With a PEO, your company remains the legal employer and the PEO manages the employment administration on your behalf. With an EOR, the provider becomes the legal employer and assumes the employment risks. A PEO is usually the right fit when you have a local entity; an EOR is the faster route when you do not. Access Financial offers both, so you can switch models as your plans evolve.

Do I need my own legal entity to use a PEO?

Generally, yes. Because your company remains the employer under a PEO arrangement, you need a registered presence in the country of employment. If you do not have one, our Employer of Record service lets you hire compliantly without an entity, and our team can support entity establishment when you are ready.

What does a PEO service typically cost?

PEO services are usually charged per employee per month, either as a flat fee or a percentage of payroll. Because you avoid recruiting payroll, HR and compliance specialists in each country, most businesses find a PEO materially cheaper than building the equivalent in-house function. Access Financial provides transparent, all-inclusive pricing with no hidden charges.

Which tasks can I delegate to Access Financial under a PEO arrangement?

Payroll processing and payslips, tax and social security withholdings and filings, employment contracts and HR documentation, benefits administration, absence and expense handling, and ongoing employment-law guidance. You retain hiring decisions, performance management and daily direction of your team.

Is a PEO suitable for small teams?

Yes. A PEO is often most valuable for small and mid-sized teams, because it provides big-company payroll, benefits and compliance capabilities without the fixed cost of an internal HR department. The service scales as your headcount grows.

Still have more questions? Contact support

Get in touch

Ready to hand over payroll and HR administration without giving up control of your team? Our dedicated sales team will provide a tailored proposal and answer all your questions.

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