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Country Guides

We've compiled comprehensive details on the countries we serve and the solutions we provide, all in one convenient location. Need assistance? Book a consultation with one of our experts.

Access Financial | Hungary

Hungary

Capital: Budapest
Languages: Hungarian
Currency: Hungarian forint (HUF)
Minimum wage: HUF 322,800 per month as of 2026 (approximately €830)
Our solutions: Take-home pay*:
EOR: 57%
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Access Financial | India

India

Capital: New Delhi
Languages: English, Hindi, and 22 regional languages
Currency: Indian rupee (INR)
Minimum wage: Central minimum wage for skilled workers is INR 24,804 per month
Our solutions: Take-home pay*:
Self-employed: 70%
EOR: 66%
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Indonesia

Capital: Jakarta
Languages: Indonesian (Bahasa Indonesia)
Currency: Indonesian Rupiah (IDR)
Minimum wage: Minimum wage regulations in Indonesia are set at the provincial or district level, rather than being uniform across the entire country
Our solutions: Take-home pay*:
EOR: 75%
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Access Financial | Ireland

Ireland

Capital: Dublin
Languages: English
Currency: Danish krone (DKK)
Minimum wage: €14.15/hour for adults aged 20+ (from 1 Jan 2026)
Our solutions: Take-home pay*:
Limited company: 65%
EOR: 52-55%
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Access Financial | Italy

Italy

Capital: Rome
Languages: Italian
Currency: Euro (EUR)
Minimum wage: Italy does not have a nationwide statutory minimum wage
Our solutions: Take-home pay*:
Self-employed: 48-69%
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Access Financial | Japan

Japan

Capital: Tokyo
Languages: Japanese
Currency: Japanese yen (JPY)
Minimum wage: Japan’s national average minimum wage is around ¥1,121 per hour (FY2025, effective October 2025) though it varies by prefecture
Our solutions: Take-home pay*:
EOR: 62-64%
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Kenya

Capital: Nairobi
Languages: Kiswahili and English
Currency: Kenyan Shilling (KES)
Minimum wage: As of 2026, the minimum wage in Kenya stands at KES 15,201 (117,65 US Dollars) per month
Our solutions: Take-home pay*:
EOR: 67%
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Access Financial | Luxembourg

Luxembourg

Capital: Luxembourg CIty
Languages: Luxembourgish, German, and French
Currency: Euro (EUR)
Minimum wage: As of January 2026, €2,703.74/month for unskilled workers; €3,244.48 for skilled workers
Our solutions: Take-home pay*:
Self-employed: 55-63%
EOR: 62-70%
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Access Financial | Malaysia

Malaysia

Capital: Kuala Lumpur
Languages: Malay
Currency: Malaysian ringgit (MYR)
Minimum wage: The current minimum wage in Malaysia is MYR 1,700 per month
Our solutions: Take-home pay*:
EOR: 61-75%
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Access Financial | Malta

Malta

Capital: Valetta
Languages: English and Maltese
Currency: Euro (EUR)
Minimum wage: For 2026, the national minimum wage for full-time workers aged 18+ is €229.44 per week (approximately €994 per month)
Our solutions: Take-home pay*:
Self-employed: 68-70%
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Access Financial | Netherlands

Netherlands

Capital: Amsterdam
Languages: Dutch, Frisian, and English
Currency: Euro (EUR)
Minimum wage: Statutory national minimum wage of €14.71 per hour for ages 21+ as of 1 January 2026
Our solutions: Take-home pay*:
Self-employed: 62-68%
Limited company: 68-80%
EOR: 47-61%
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Nigeria

Capital: Abuja
Languages: English
Currency: Nigerian Naira (NGN)
Minimum wage: ₦70,000 per month (~USD $45 in 2026)
Our solutions: Take-home pay*:
EOR: 67%
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