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Country Guides

We've compiled comprehensive details on the countries we serve and the solutions we provide, all in one convenient location. Need assistance? Book a consultation with one of our experts.

Access Financial | China

China

Capital: Beijing
Languages: Mandarin
Currency: Chinese yuan (CNY)
Minimum wage: Shanghai has the highest monthly minimum wage at RMB 2,740 (≈US$378)
Our solutions: Take-home pay*:
EOR: 47-69%
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Access Financial | Hong Kong

Hong Kong

Capital: Hong Kong
Languages: Cantonese and English
Currency: Hong Kong dollar (HKD)
Minimum wage: HK$43.1 per hour
Our solutions: Take-home pay*:
EOR: 82-85%
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Access Financial | India

India

Capital: New Delhi
Languages: English, Hindi, and 22 regional languages
Currency: Indian rupee (INR)
Minimum wage: Central minimum wage for skilled workers is INR 24,804 per month
Our solutions: Take-home pay*:
Self-employed: 70%
EOR: 66%
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Indonesia

Capital: Jakarta
Languages: Indonesian (Bahasa Indonesia)
Currency: Indonesian Rupiah (IDR)
Minimum wage: Minimum wage regulations in Indonesia are set at the provincial or district level, rather than being uniform across the entire country
Our solutions: Take-home pay*:
EOR: 75%
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Access Financial | Japan

Japan

Capital: Tokyo
Languages: Japanese
Currency: Japanese yen (JPY)
Minimum wage: Japan’s national average minimum wage is around ¥1,121 per hour (FY2025, effective October 2025) though it varies by prefecture
Our solutions: Take-home pay*:
EOR: 62-64%
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Access Financial | Malaysia

Malaysia

Capital: Kuala Lumpur
Languages: Malay
Currency: Malaysian ringgit (MYR)
Minimum wage: The current minimum wage in Malaysia is MYR 1,700 per month
Our solutions: Take-home pay*:
EOR: 61-75%
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Access Financial | Singapore

Singapore

Capital: Singapore
Languages: English, Malay, Mandarin, and Tamil
Currency: Singapore dollar (SGD)
Minimum wage: Singapore has no universal minimum wage
Our solutions: Take-home pay*:
EOR: 74%
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