Employer of Record | Access Financial

FAQ

What is an Employer of Record?

An Employer of Record is a third party organisation that becomes the legal employer of workers on behalf of a client company. An EOR issues local employment contracts, registers employees with the relevant tax and social security authorities and manages payroll and benefits, including probation and termination, in accordance with labour laws. This model lets companies hire abroad without setting up a local entity – the EOR handles visas, onboarding and payroll while the worker performs day to day duties for the client.

Many EOR providers rely on networks of partners, which can create a fragmented employee experience and dilute accountability. Access Financial stands out because we only deliver EOR services in countries where we own the legal entity. This direct model means your workers have a single employer and a dedicated support team, avoiding the inconsistency seen when EOR providers outsource to intermediaries.

Benefits & key features

Legal employment & compliance

Payroll & benefits management

Fast onboarding & visa support

Local compliance & risk management

Transparency & cost control

Dedicated support

Employees

Contracts that meet local labour laws; payroll and taxes deducted correctly so workers don't have to calculate their own lia

Regular, on time salary payments with statutory benefits and social security contributions.

Simple sign up process and support with work permits where applicable; workers can start in days rather than months.

Peace of mind that contracts, holiday pay, terminations and overtime follow local rules; workers receive fair treatment.

Clear payslips showing deductions; employment rights and benefits akin to permanent employees.

Friendly specialists to answer employment questions and assist with day to day issues.

End-clients

Avoids misclassification and fines; we act as the legal employer so you don't need a local entity.

Monthly invoicing simplifies budgeting while we manage salaries, benefits and reporting.

Accelerate market entry - hire talent in days with minimal internal admin.

Our in-house legal experts keep you compliant with changing laws, minimising risk.

Predictable pricing without surprise charges; no need to manage multiple providers or overseas payroll teams.

Personalised guidance, proactive updates about legal changes and scalable service as you grow.

How it works

Hiring globally with Access Financial is straightforward. Our proven process can be summarised in four steps:

≈1 DAY

Consultation & requirements

We discuss your hiring needs, the role and the countries where you need employees.

≈1-2 DAYS

Agreement & contracts

You sign our EOR service agreement and we prepare compliant employment contracts for your worker.

≈2-3 DAYS

Onboarding & compliance

The employee signs their contract, and we register them with local authorities, set up payroll and benefits, and handle visa or work permit support if needed.

Ongoing payroll & support (monthly)

We manage payroll, taxes, benefits, expenses and off boarding while you direct the worker’s day to day duties.

Why Access Financial?

Direct EOR model

Unlike many providers that rely on partner networks, Access Financial only operates in countries where we own the employing entity. This avoids fragmented service and gives you a single point of accountability.

22+ years of global mobility expertise

We have decades of experience in international payroll and contract management. Our team offers fast and transparent onboarding and keeps you informed about legal changes that could affect your costs or employees.

Comprehensive HR service

We handle onboarding, social security registrations, payroll, benefits and visas. Our 360° solutions mean you don’t need multiple partners for employment, immigration and payroll tasks.

Cost efficient and scalable

Clients avoid the cost of forming local entities; they get immediate access to compliant employment infrastructure. Because we operate our own entities, we can offer transparent pricing and minimise third party mark ups.

Flexible support for start-ups and multinationals

Whether you’re hiring your first overseas employee or expanding a global team, we provide tailored support. Start-ups benefit from visa sponsorship and quick market entry, while larger organisations appreciate our consistency and risk management across countries.

Country Explorer

If you are interested in getting detailed information about our solutions in any other country, please get in touch with us and we would be happy to share our experience and expertise with you.

Get in touch

Ready to streamline your business? Our dedicated sales team will provide a tailored proposal and answer all your questions.

Best choice

AF has greatly simplified the process of hiring and paying people for our company. The platform is highly intuitive and user-friendly, and the support team at AF has consistently exceeded our expectations in responding to our requests.

Antony Tonmberg

CEO

AF has made hiring internationally easy!

AF has significantly simplified our process of hiring international talent. They offer knowledgeable experts in each country, ensuring that we comply with local regulations for every hire.

Maria Kolesnikova

HR Director

Great platform and user-friendly

Access Financial provides me with a comprehensive, secure payroll platform that is user-friendly and operates on any device.

Andreas Koulogiras

Contractor

Thank you for your assistance

I like that WFM has a wide range of modules like timesheets, invoicing, expenses etc., which help me when working with different clients in Europe and Asia.

Kevin Corbet

Contractor

Since March 2022, I’ve been on this amazing journey with Access Financial

Honestly, it’s been the happiest and most fulfilling chapter of my career. Thank you for the trust, the learnings, and for being a part of this memorable journey. I genuinely wish for a bright and prosperous future for all of us.

Andreas

Contractor

If there is anything to remember about AF, it is the clarity, the honesty and the discretion

After several years of collaboration with you, I regret to announce my departure from AF. It has been a real pleasure to have made this part of road with you, and I wish you full success with other collaborators. I regret my departure from your company, but the rules decided otherwise.

Ahmed Mohammedi

Contractor

I’ve been using Access Financial services for more that one year and so far I’m fully satisfied with my choice

The company is providing prompt and valid support to all my needs as contractor and I recommend it.

Cesare Pittarello

Contractor

I want to take this opportunity to thank you for the good experience I’ve had the last 3 years working with AF

I feel a sense of trust in AF and for me that is what is most important in any business relationship.

Roy Harris

Haricom Limited

I would like to thank Access Financial Team for all your help on my urgent matter

A special mention to Louise and her commitment to help me promptly and in any possible way, even by disturbing some of her annual leave. You’re very lucky to have such people within your team!

Christos

Contractor

I want to thank Access Financial for your assistance with immigration

My special thanks to Team Europe, their service was very professional. They were always quick to respond, provide me with answers and solutions.

Luke Williams

Contractor

It was always a pleasure to work with AF

Before when I worked in Belgium and now in Germany, the service was always very pleasant. So yes, in the case I will need any umbrella company, I will surely contact only you.