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Sick leave

Last updated: 14/08/2026 Reviewed by: Access Financial Team

Sick leave

is absence for illness with income protection: models range from employer-paid weeks (Germany’s six weeks at 100%, Swiss scale-based or insured continuation) through state benefits after short employer periods (UK SSP, Nordic systems) to the Gulf’s tiered full/half/unpaid bands. Certification and notification rules apply everywhere.

The three models employers budget for

  • Employer-heavy: Germany (6 weeks full pay per illness), Netherlands (up to 2 years at 70%+) — sickness is a major employer cost; insurance (NL) is standard.
  • Insured continuation: Switzerland’s daily sickness allowance (KTG) insurance replaces scale-based employer duty — plan quality varies by provider.
  • State-led: UK SSP at flat rates after waiting days; Gulf tiers (UAE: 15 days full, 30 half, then unpaid within 90).

Related terms: daily sickness allowance

FAQ

Can employers require sick notes?

Yes within national norms — commonly from day 3 or 4 (Germany allows day-one requests), with telemedicine certificates increasingly accepted. What employers cannot do is demand diagnoses: certificates confirm incapacity, not medical detail, under privacy rules.

Does sick leave affect notice and termination?

Frequently: several systems suspend notice during certified sickness (Switzerland’s protected periods by service year), the Netherlands bars most dismissal during the two-year sickness window, and dismissals ‘because of’ illness raise discrimination exposure broadly. Exit planning must check sickness status first.