{"id":71345,"date":"2026-05-13T15:37:05","date_gmt":"2026-05-13T12:37:05","guid":{"rendered":"https:\/\/accessfinancial.com\/?post_type=country-guides&#038;p=71345"},"modified":"2026-08-21T14:48:38","modified_gmt":"2026-08-21T11:48:38","slug":"united-kingdom","status":"publish","type":"country-guides","link":"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/","title":{"rendered":"United Kingdom"},"content":{"rendered":"\n<div id=\"overview\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"nv-iframe-embed\"><iframe loading=\"lazy\" title=\"Hire, pay and move talent anywhere \u2014 compliantly | Access Financial\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/OsUQCdOelLE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n<div id=\"country-guide-details\"><div class=\"flag-container\"><svg class=\"icon\"><use xlink:href=\"#flag-for-united-kingdom\"><\/use><\/svg><span class=\"has-medium-font-size\">United Kingdom<\/span><\/div><div class=\"details-inner\"><div class=\"meta-row\"><span class=\"meta-label\">Total population:<\/span><span class=\"meta-value\">~57 million (England only; UK total ~68 million)<\/span><\/div><div class=\"meta-row\"><span class=\"meta-label\">Capital:<\/span><span class=\"meta-value\">London<\/span><\/div><div class=\"meta-row\"><span class=\"meta-label\">Currency<\/span><span class=\"meta-value\">Pound sterling (GBP)<\/span><\/div><div class=\"meta-row\"><span class=\"meta-label\">Total number of expats:<\/span><span class=\"meta-value\">Around 16% of people in England &amp; Wales were born outside the UK<\/span><\/div><div class=\"meta-row\"><span class=\"meta-label\">Local Language(s):<\/span><span class=\"meta-value\">English<\/span><\/div><div class=\"meta-row\"><span class=\"meta-label\">Weather:<\/span><span class=\"meta-value\">Temperate maritime climate \u2013 mild summers (~18\u201323\u00b0C) and cool winters (~5\u20138\u00b0C). Rainfall is spread year-round, with occasional snow in winter\r\n<\/span><\/div><div class=\"meta-row\"><span class=\"meta-label\">Biggest cities:<\/span><span class=\"meta-value\">London, Birmingham, Leeds, Manchester, and Liverpool<\/span><\/div><hr><div class=\"meta-row\"><span class=\"meta-label\">Minimum salary levels<\/span><span class=\"meta-value\"><p>The National Living Wage (statutory minimum for age 21+ across the UK) is \u00a312.71 per hour from April 2026. This equates to about \u00a32,200 per month for full-time work.<\/p>\n<\/span><\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Country Overview<\/h2>\n\n\n\n<p>England is a dynamic and historic country that offers a high quality of life, world-class cities, and a robust economy. As the largest country in the United Kingdom, England is home to the global city of London \u2014 a major financial and cultural hub \u2014 alongside vibrant centres like Manchester, Birmingham, Leeds, and Edinburgh.<\/p>\n\n\n\n<p>The UK offers a highly skilled workforce with deep expertise across Financial Services, Technology, Life Sciences, and Professional Services. With approximately 16% of the population born abroad, international teams integrate naturally. Post-Brexit, the UK operates a points-based immigration system requiring work authorisation for non-British nationals.<\/p>\n\n\n\n<p>*<em>This guide is intended for general informational purposes only and should not be viewed as legal or tax advice. The information discussed may change frequently, and Access Financial cannot guarantee that all content remains current at all times.<\/em><\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-2 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#48bb78;border-left-width:3px;background-color:#f4fbf6;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/success-icon.svg\" alt=\"\" class=\"wp-image-71603\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\">2026 Key Legislative Updates<\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">Employer NIC rises to&nbsp;<strong>15%<\/strong>&nbsp;(from 13.8%) from April 2026. Secondary threshold drops to \u00a35,000\/year. Statutory Sick Pay applies from day one. Day-one paternity rights extended. Employment Rights Act 2025 cuts unfair dismissal qualifying period to 6 months from January 2027.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"contracts\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Contracts<\/h2>\n\n\n\n<p>UK employment contracts define the terms of engagement \u2014 type, duration, notice, pay, and benefits. All employees are entitled to a written statement of particulars from day one.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Contract Types<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Contract Type<\/th><th>Duration<\/th><th>Key Features<\/th><\/tr><\/thead><tbody><tr><td>Permanent<\/td><td>Indefinite<\/td><td>Open-ended; continues until terminated by either party with notice<\/td><\/tr><tr><td>Fixed-Term<\/td><td>Specified end date<\/td><td>Ends on a date or project completion; same rights as permanent employees<\/td><\/tr><tr><td>Zero-Hours<\/td><td>Ongoing<\/td><td>No guaranteed hours; worker can refuse work; common in hospitality\/retail<\/td><\/tr><tr><td>Part-Time<\/td><td>Indefinite or fixed<\/td><td>Pro-rata rights equal to full-time; no less favourable treatment permitted<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-5 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#5ac3d8;border-left-width:3px;background-color:#f0f9ff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/info-icon.svg\" alt=\"\" class=\"wp-image-71605\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\">Fixed-Term to Permanent \u2014 4-Year Rule<\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">If you are on fixed-term contracts for&nbsp;<strong>4 or more years continuously<\/strong>, you automatically become a permanent employee \u2014 unless the employer can demonstrate a genuine business reason to keep the arrangement temporary. Many companies convert contractors to permanent status earlier to retain talent.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">What Your Contract Must Include<\/h3>\n\n\n\n<div class=\"wp-block-columns boxed-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\">Mandatory from Day One<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Job title and description<\/li>\n\n\n\n<li>Start date and contract duration (if fixed-term)<\/li>\n\n\n\n<li>Salary or pay rate and pay frequency<\/li>\n\n\n\n<li>Working hours and location<\/li>\n\n\n\n<li>Holiday entitlement<\/li>\n\n\n\n<li>Notice period (both sides)<\/li>\n\n\n\n<li>Sick leave and sick pay entitlement<\/li>\n\n\n\n<li>Pension scheme details<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\">Common Additional Clauses<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Confidentiality \/ NDA provisions<\/li>\n\n\n\n<li>Intellectual property assignment<\/li>\n\n\n\n<li>Restrictive covenants (non-compete, non-solicit)<\/li>\n\n\n\n<li>WTR 48-hour opt-out (common in professional roles)<\/li>\n\n\n\n<li>Bonus and commission structure<\/li>\n\n\n\n<li>Garden leave provisions<\/li>\n\n\n\n<li>Disciplinary and grievance procedure reference<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Working Hours &amp; Overtime<\/h3>\n\n\n\n<p>Standard full-time hours in the UK are&nbsp;<strong>37.5 to 40 hours per week<\/strong>&nbsp;(typically 9am\u20135:30pm, Monday to Friday). The Working Time Regulations cap average weekly hours at&nbsp;<strong>48 hours over a 17-week reference period<\/strong>. However, UK law allows individuals to voluntarily sign a written opt-out \u2014 this is common in finance, IT consulting, and professional services.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Parameter<\/th><th>Rule<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>Standard hours<\/td><td>37.5 \u2013 40 hrs\/week<\/td><td>Stated in contract; varies by company and role<\/td><\/tr><tr><td>Maximum (WTR)<\/td><td>48 hrs\/week avg<\/td><td>Calculated over 17-week rolling reference period<\/td><\/tr><tr><td>WTR opt-out<\/td><td>Allowed<\/td><td>Must be voluntary and in writing; revocable with notice<\/td><\/tr><tr><td>Daily rest<\/td><td>11 consecutive hrs<\/td><td>Per 24-hour period \u2014 mandatory<\/td><\/tr><tr><td>Rest break<\/td><td>20 min per 6 hrs<\/td><td>Uninterrupted; required for shifts over 6 hours<\/td><\/tr><tr><td>Overtime pay<\/td><td>No statutory rate<\/td><td>Subject to contract; must not breach National Minimum Wage<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group guide-cta has-border-color has-background is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-6 wp-block-group-is-layout-flex\" style=\"border-color:#e2e8f0;border-width:1px;border-radius:12px;background-color:#f0f9ff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--50)\">\n<p class=\"cta-title\" style=\"font-style:normal;font-weight:700\">Access Financial drafts UK-compliant employment contracts and manages onboarding for EOR engagements.<\/p>\n\n\n\n<div class=\"wp-block-buttons shrink-0 is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-primary consult-popup pum-trigger\"><a class=\"wp-block-button__link wp-element-button\">SPEAK TO US<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"working-hours\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Working Hours &amp; Overtime<\/h2>\n\n\n\n<p>Working Time Regulations set maximum hours, rest breaks, and entitlements. Workers can voluntarily opt out of the 48-hour limit.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Parameter<\/th><th>Rule<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>Maximum weekly hours<\/td><td>48 hrs avg<\/td><td>17-week reference period (extendable to 52 weeks)<\/td><\/tr><tr><td>WTR opt-out<\/td><td>Allowed<\/td><td>Must be in writing; voluntary; revocable with 7 days notice<\/td><\/tr><tr><td>Standard full-time hours<\/td><td>37.5 \u2013 40 hrs<\/td><td>No statutory standard; set by contract<\/td><\/tr><tr><td>Rest break (&gt;6 hrs)<\/td><td>20 min<\/td><td>Uninterrupted<\/td><\/tr><tr><td>Daily rest<\/td><td>11 consecutive hrs<\/td><td>Per 24-hour period<\/td><\/tr><tr><td>Weekly rest<\/td><td>24 hrs<\/td><td>Per 7-day period<\/td><\/tr><tr><td>Overtime rate<\/td><td>No statutory rate<\/td><td>Subject to contract; must not breach NMW on average<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-9 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#48bb78;border-left-width:3px;background-color:#f4fbf6;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/success-icon.svg\" alt=\"\" class=\"wp-image-71603\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\"><strong>Employment Rights Act 2025<\/strong><\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">Unfair dismissal qualifying period reduces from 2 years to&nbsp;<strong>6 months<\/strong>&nbsp;from January 2027. Review and update probation processes now.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"probation-period\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Probation Period<\/h2>\n\n\n\n<p>No statutory probation period in UK law \u2014 it is contractual, typically 3 to 6 months.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Parameter<\/th><th>Standard practice<\/th><th>Legal notes<\/th><\/tr><\/thead><tbody><tr><td>Typical duration<\/td><td>3\u20136 months<\/td><td>No statutory maximum; 6 months most common<\/td><\/tr><tr><td>Notice during probation<\/td><td>1 week (contractual)<\/td><td>Statutory minimum after 1 month service<\/td><\/tr><tr><td>Extension<\/td><td>Allowed<\/td><td>Must be agreed in writing; typically up to 3 months extension<\/td><\/tr><tr><td>Day-one statutory rights<\/td><td>Full from day one<\/td><td>Min wage, holiday pay, SSP (from day 1 April 2026), discrimination protection<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"immigration\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Immigration &amp; Work Visas<\/h2>\n\n\n\n<p>UK operates a points-based immigration system post-Brexit. Non-British \/ non-Irish nationals require work authorisation.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-13 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#48bb78;border-left-width:3px;background-color:#f4fbf6;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/success-icon.svg\" alt=\"\" class=\"wp-image-71603\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\">eVisa System \u2014 February 2026<\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">Physical BRP cards phased out. From February 2026, all immigration status is digital via UKVI online account. Employers must use the online right-to-work checking service.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">eVisa System \u2014 February 2026<\/h3>\n\n\n\n<p>Physical BRP cards phased out. From February 2026, all immigration status is digital via UKVI online account. Employers must use the online right-to-work checking service.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Visa Route<\/th><th>Min. Salary<\/th><th>Sponsor?<\/th><th>Duration<\/th><\/tr><\/thead><tbody><tr><td>Skilled Worker Visa<\/td><td>\u00a341,700\/yr<\/td><td>Yes<\/td><td>Up to 5 years; renewable<\/td><\/tr><tr><td>Global Talent Visa<\/td><td>No minimum<\/td><td>Endorsing body<\/td><td>2 or 5 years<\/td><\/tr><tr><td>Intra-Company Transfer<\/td><td>\u00a345,800\/yr<\/td><td>UK entity required<\/td><td>Up to 5 years<\/td><\/tr><tr><td>Graduate Visa<\/td><td>No minimum<\/td><td>No<\/td><td>2 years (3 for PhD)<\/td><\/tr><tr><td>High Potential Individual<\/td><td>No minimum<\/td><td>No<\/td><td>2 years<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Source: Home Office, 2026. English language B2 required from January 2026.<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Fee<\/th><th>Cost<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>Skilled Worker application (3 yr)<\/td><td>~\u00a3769<\/td><td>Varies by route and duration<\/td><\/tr><tr><td>IHS (Immigration Health Surcharge)<\/td><td>\u00a31,035\/yr<\/td><td>\u00a33,105 for 3 years; grants NHS access<\/td><\/tr><tr><td>Certificate of Sponsorship<\/td><td>\u00a3239\u2013\u00a3525<\/td><td>Per worker; paid by sponsor<\/td><\/tr><tr><td>Sponsor Licence (new)<\/td><td>\u00a3536 \/ \u00a31,476<\/td><td>Small \/ large employer; 4-year licence<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"leave\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Leave Entitlements<\/h2>\n\n\n\n<p>UK statutory leave entitlements are comprehensive. Most professional employers offer enhanced benefits above the statutory floor.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Annual Leave<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Parameter<\/th><th>Entitlement<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>Statutory minimum<\/td><td>28 days\/yr<\/td><td>5.6 weeks; can include 8 bank holidays<\/td><\/tr><tr><td>Market standard (professional)<\/td><td>25\u201330 days<\/td><td>Plus bank holidays (total 33\u201338 days)<\/td><\/tr><tr><td>Holiday pay rate<\/td><td>Normal remuneration<\/td><td>Must include regular overtime, commission, allowances<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Parental Leave<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Leave type<\/th><th>Duration<\/th><th>Pay<\/th><th>From<\/th><\/tr><\/thead><tbody><tr><td>Maternity<\/td><td>Up to 52 wks<\/td><td>90% earnings (6 wks) then \u00a3194.32\/wk (33 wks)<\/td><td>Day one<\/td><\/tr><tr><td>Paternity<\/td><td>1\u20132 wks<\/td><td>\u00a3194.32\/week<\/td><td>Day one (April 2026)<\/td><\/tr><tr><td>Shared Parental<\/td><td>Up to 50 wks<\/td><td>\u00a3194.32\/wk (up to 37 weeks)<\/td><td>Day one (April 2026)<\/td><\/tr><tr><td>Unpaid Parental<\/td><td>18 wks per child<\/td><td>Unpaid<\/td><td>Day one (April 2026)<\/td><\/tr><tr><td>Neonatal Care<\/td><td>Up to 12 wks<\/td><td>Statutory rate<\/td><td>From April 2025<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Sick Leave (SSP)<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Parameter<\/th><th>Rule<\/th><\/tr><\/thead><tbody><tr><td>Weekly rate<\/td><td>\u00a3123.25\/week<\/td><\/tr><tr><td>Maximum duration<\/td><td>28 weeks<\/td><\/tr><tr><td>Waiting days<\/td><td>None<\/td><\/tr><tr><td>Medical certificate<\/td><td>After 7 days (self-cert for first 7)<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">SSP applies from day one \u2014 waiting days abolished April 2026. Source: GOV.UK.<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"public-holidays\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Public Holidays 2026<\/h2>\n\n\n\n<p>England and Wales have 8 bank holidays in 2026. Scotland and Northern Ireland have different calendars.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Date<\/th><th>Day<\/th><th>Holiday<\/th><th>Region<\/th><\/tr><\/thead><tbody><tr><td>1 January<\/td><td>Thursday<\/td><td>New Year&#8217;s Day<\/td><td>All UK<\/td><\/tr><tr><td>3 April<\/td><td>Friday<\/td><td>Good Friday<\/td><td>All UK<\/td><\/tr><tr><td>6 April<\/td><td>Monday<\/td><td>Easter Monday<\/td><td>England, Wales, NI<\/td><\/tr><tr><td>4 May<\/td><td>Monday<\/td><td>Early May Bank Holiday<\/td><td>All UK<\/td><\/tr><tr><td>25 May<\/td><td>Monday<\/td><td>Spring Bank Holiday<\/td><td>All UK<\/td><\/tr><tr><td>31 August<\/td><td>Monday<\/td><td>Summer Bank Holiday<\/td><td>England, Wales, NI<\/td><\/tr><tr><td>25 December<\/td><td>Friday<\/td><td>Christmas Day<\/td><td>All UK<\/td><\/tr><tr><td>28 December<\/td><td>Monday<\/td><td>Boxing Day (substitute)<\/td><td>All UK<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Scotland: additional 2 January and St Andrew&#8217;s Day (30 Nov). Source: GOV.UK, 2026 calendar.<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"notice-periods\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Notice Periods<\/h2>\n\n\n\n<p>UK sets statutory minimum notice by length of service. Most professional contracts specify longer notice periods.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Length of service<\/th><th>Employer notice (statutory)<\/th><th>Employee notice<\/th><\/tr><\/thead><tbody><tr><td>Under 1 month<\/td><td>None<\/td><td>None<\/td><\/tr><tr><td>1 month \u2013 2 years<\/td><td>1 week<\/td><td>1 week<\/td><\/tr><tr><td>2 \u2013 12 years<\/td><td>1 week per year<\/td><td>1 week<\/td><\/tr><tr><td>12+ years<\/td><td>12 weeks (max)<\/td><td>1 week<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Professional roles typically carry 1\u20133 months contractual notice. PILON taxable since April 2018. Source: ERA 1996.<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"termination\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Termination &amp; Redundancy<\/h2>\n\n\n\n<p>UK employment law provides significant employee protections. Dismissals must follow fair processes to avoid unfair dismissal claims.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Age group<\/th><th>Redundancy pay<\/th><th>Weekly pay cap (2026)<\/th><\/tr><\/thead><tbody><tr><td>Under 22<\/td><td>\u00bd week per year of service<\/td><td>\u00a3751<\/td><\/tr><tr><td>22 \u2013 40<\/td><td>1 week per year of service<\/td><td>\u00a3751<\/td><\/tr><tr><td>41 and over<\/td><td>1.5 weeks per year of service<\/td><td>\u00a3751<\/td><\/tr><tr><td>Maximum total<\/td><td colspan=\"2\">\u00a322,530 (20 yrs \u00d7 \u00a3751 \u00d7 1.5)<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Requires 2+ years continuous service. Source: GOV.UK, April 2026.<\/figcaption><\/figure>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-19 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#ed8936;border-left-width:3px;background-color:#fff8f4;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/warning-icon.svg\" alt=\"\" class=\"wp-image-71604\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\"><strong>Employment Rights Act 2025 \u2014 Day-One Rights from January 2027<\/strong><\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">Unfair dismissal qualifying period reduces to&nbsp;<strong>6 months<\/strong>. Employers need documented fair processes from month 6. Review your UK HR procedures now \u2014 AF can advise.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"social-insurance\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Social Insurance<\/h2>\n\n\n\n<p>National Insurance (NI) contributions fund the NHS, state pension, and welfare benefits.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-22 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#ed8936;border-left-width:3px;background-color:#fff8f4;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/warning-icon.svg\" alt=\"\" class=\"wp-image-71604\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\"><strong>April 2026 Change \u2014 Employer NIC Increased<\/strong><\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">Employer NIC rises from 13.8% to&nbsp;<strong>15%<\/strong>. Secondary threshold drops from \u00a39,100 to&nbsp;<strong>\u00a35,000\/year<\/strong>. Employment Allowance rises to \u00a310,500 to offset impact on smaller employers.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Employer Contributions<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Contribution<\/th><th>Rate<\/th><th>Threshold<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>National Insurance (Class 1)<\/td><td>15%<\/td><td>Above \u00a35,000\/yr<\/td><td>Up from 13.8% \u2014 April 2026<\/td><\/tr><tr><td>Auto-enrolment Pension<\/td><td>3% min<\/td><td>\u00a36,240\u2013\u00a350,270\/yr<\/td><td>Default workplace pension<\/td><\/tr><tr><td>Apprenticeship Levy<\/td><td>0.5%<\/td><td>Payroll &gt; \u00a33M\/yr<\/td><td>Large employers only<\/td><\/tr><tr><td>Employer Liability Insurance<\/td><td>Mandatory<\/td><td>All employers<\/td><td>Min. \u00a35M coverage required by law<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Source: HMRC, effective April 2026. Self-employed: Class 4 NIC at 9%\/2%.<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Employee Contributions<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Contribution<\/th><th>Rate<\/th><th>Threshold<\/th><\/tr><\/thead><tbody><tr><td>NIC Class 1 \u2014 main rate<\/td><td>8%<\/td><td>\u00a312,570 \u2013 \u00a350,270\/yr<\/td><\/tr><tr><td>NIC Class 1 \u2014 upper rate<\/td><td>2%<\/td><td>Above \u00a350,270\/yr<\/td><\/tr><tr><td>Auto-enrolment Pension<\/td><td>5% min<\/td><td>Qualifying earnings<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Source: HMRC, effective April 2026. Self-employed: Class 4 NIC at 9%\/2%.<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"income-tax\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Income Tax<\/h2>\n\n\n\n<p>UK tax year runs 6 April to 5 April. All employees taxed via PAYE \u2014 employers deduct at source through payroll (RTI).<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Income Tax Bands 2026\/27<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Band<\/th><th>Annual Income<\/th><th>Rate 2026\/27<\/th><th>Rate 2025\/26<\/th><\/tr><\/thead><tbody><tr><td>Personal Allowance<\/td><td>Up to \u00a312,570<\/td><td>0%<\/td><td>0%<\/td><\/tr><tr><td>Basic Rate<\/td><td>\u00a312,571 \u2013 \u00a350,270<\/td><td>20%<\/td><td>20%<\/td><\/tr><tr><td>Higher Rate<\/td><td>\u00a350,271 \u2013 \u00a3125,140<\/td><td>40%<\/td><td>40%<\/td><\/tr><tr><td>Additional Rate<\/td><td>Above \u00a3125,140<\/td><td>45%<\/td><td>45%<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Thresholds frozen until April 2031. Personal Allowance tapers to zero above \u00a3125,140. Scottish taxpayers apply separate bands. Source: HMRC 2026.<\/figcaption><\/figure>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-25 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#5ac3d8;border-left-width:3px;background-color:#f0f9ff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/info-icon.svg\" alt=\"\" class=\"wp-image-71605\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\">Personal Allowance Taper \u2014 60% effective rate<\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">For incomes between \u00a3100,000\u2013\u00a3125,140, the Personal Allowance reduces by \u00a31 per \u00a32 earned, creating an effective 60% marginal tax rate in this band.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">VAT<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Rate<\/th><th>%<\/th><th>Applies to<\/th><\/tr><\/thead><tbody><tr><td>Standard<\/td><td>20%<\/td><td>Most goods and services<\/td><\/tr><tr><td>Reduced<\/td><td>5%<\/td><td>Domestic energy, children&#8217;s car seats, renovations<\/td><\/tr><tr><td>Zero<\/td><td>0%<\/td><td>Basic food, books, children&#8217;s clothing, transport<\/td><\/tr><tr><td>Registration threshold<\/td><td>\u00a390,000<\/td><td>Annual turnover above which VAT registration is mandatory<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group guide-cta has-border-color has-background is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-26 wp-block-group-is-layout-flex\" style=\"border-color:#e2e8f0;border-width:1px;border-radius:12px;background-color:#f0f9ff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--50)\">\n<p class=\"cta-title\" style=\"font-style:normal;font-weight:700\">Let Access Financial handle your UK payroll \u2014 seamlessly and compliantly, with local specialists on call.<\/p>\n\n\n\n<div class=\"wp-block-buttons shrink-0 is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-primary consult-popup pum-trigger\"><a class=\"wp-block-button__link wp-element-button\">GET A QUOTE<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"benefits\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Benefits<\/h2>\n\n\n\n<p>UK statutory benefits are comprehensive. Competitive employers layer supplemental benefits to attract and retain professional talent.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Mandatory Statutory Benefits<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Benefit<\/th><th>Rate \/ Amount<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>Auto-enrolment Pension<\/td><td>8% total<\/td><td>3% employer + 5% employee minimum<\/td><\/tr><tr><td>Statutory Sick Pay<\/td><td>\u00a3123.25\/wk<\/td><td>Up to 28 weeks; from day one (April 2026)<\/td><\/tr><tr><td>Statutory Maternity Pay<\/td><td>\u00a3194.32\/wk<\/td><td>39 weeks; 90% of earnings first 6 weeks<\/td><\/tr><tr><td>Annual Leave<\/td><td>28 days\/yr<\/td><td>Including bank holidays; pro-rata for part-time<\/td><\/tr><tr><td>Redundancy Pay<\/td><td>Up to \u00a322,530<\/td><td>After 2+ years service<\/td><\/tr><tr><td>NHS Healthcare<\/td><td>Free<\/td><td>At point of use for all UK residents<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Market-Standard Supplemental Benefits<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Benefit<\/th><th>Prevalence<\/th><th>Typical provision<\/th><\/tr><\/thead><tbody><tr><td>Private Medical Insurance<\/td><td>90%+ professional employers<\/td><td>BUPA \/ AXA \/ Vitality<\/td><\/tr><tr><td>Life Assurance<\/td><td>Very common<\/td><td>3\u20134\u00d7 annual salary (Death in Service)<\/td><\/tr><tr><td>Income Protection<\/td><td>Common (large employers)<\/td><td>50\u201375% of salary if long-term illness<\/td><\/tr><tr><td>Dental &amp; Optical<\/td><td>Common<\/td><td>Cash plan \u00a3300\u2013\u00a31,000\/year<\/td><\/tr><tr><td>Cycle to Work \/ Season Ticket<\/td><td>Very common<\/td><td>Salary sacrifice; tax-efficient<\/td><\/tr><tr><td>Remote \/ Flexible Working<\/td><td>Standard post-2021<\/td><td>Hybrid 2\u20133 days; day-one right to request<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"pension\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Pension System<\/h2>\n\n\n\n<p>Two-tier system: State Pension (NI contributions) and workplace\/private pensions.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Parameter<\/th><th>2026\/27<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>New State Pension (full)<\/td><td>\u00a3241.30\/wk<\/td><td>\u00a312,547\/year; triple lock protected<\/td><\/tr><tr><td>Qualifying years<\/td><td>35 years NIC<\/td><td>Min. 10 years to receive any State Pension<\/td><\/tr><tr><td>State Pension age<\/td><td>66<\/td><td>Rising to 67 by 2028<\/td><\/tr><tr><td>Employer pension min.<\/td><td>3%<\/td><td>On qualifying earnings \u00a36,240\u2013\u00a350,270\/yr<\/td><\/tr><tr><td>Employee pension min.<\/td><td>5%<\/td><td>Total = 8% minimum<\/td><\/tr><tr><td>Annual allowance<\/td><td>\u00a360,000<\/td><td>Or 100% of earnings, whichever lower<\/td><\/tr><tr><td>Tax-free lump sum (lifetime cap)<\/td><td>25% \/ \u00a3268,275<\/td><td>At minimum pension age (55; rising to 57 in 2028)<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">From April 2027, unused DC pension pots fall within the estate for IHT purposes. Source: HMRC \/ DWP 2026.<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"insurances\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Insurances<\/h2>\n\n\n\n<p>Mandatory and recommended insurances for employers, employees, and contractors in the UK.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Insurance<\/th><th>Min. Cover<\/th><th>Required by<\/th><\/tr><\/thead><tbody><tr><td>Employer&#8217;s Liability Insurance<\/td><td>\u00a35M<\/td><td>Employers&#8217; Liability Act 1969; \u00a32,500\/day fine<\/td><\/tr><tr><td>Motor Insurance<\/td><td>Third party<\/td><td>Road Traffic Act 1988<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-31 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#5ac3d8;border-left-width:3px;background-color:#f0f9ff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/info-icon.svg\" alt=\"\" class=\"wp-image-71605\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\">Professional Indemnity Insurance \u2014 Contractors<\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">Often&nbsp;<strong>contractually required<\/strong>&nbsp;by end-clients. Covers negligence claims. Minimum \u00a31M standard; financial services and technology roles typically require \u00a32M+. AF can advise on appropriate cover for your sector.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Private Health Insurance<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Provider<\/th><th>Typical monthly cost<\/th><th>Type<\/th><\/tr><\/thead><tbody><tr><td>Bupa<\/td><td>\u00a380\u2013\u00a3200 (individual)<\/td><td>Comprehensive<\/td><\/tr><tr><td>AXA Health<\/td><td>\u00a370\u2013\u00a3180 (individual)<\/td><td>Comprehensive<\/td><\/tr><tr><td>Vitality<\/td><td>\u00a360\u2013\u00a3160 (individual)<\/td><td>Incentive-based<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"af-solutions\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">AF Solutions<\/h2>\n\n\n\n<p>Access Financial has operated in the UK for over 22 years, supporting end-clients, recruitment agencies, and contractors.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-medium-font-size\">For End-Clients<\/h3>\n\n\n\n<p class=\"has-small-font-size\">Managing a contingent workforce can be complex. Our solutions streamline workforce management, making it simple, compliant, and cost-effective.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/accessfinancial.com\/service\/for-corporates\/\" target=\"_blank\" rel=\"noreferrer noopener\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-medium-font-size\">For Recruiters<\/h3>\n\n\n\n<p class=\"has-small-font-size\">We offer a complete suite of services, allowing you to simply, compliantly, and efficiently place your candidates internationally, with minimum fuss.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/accessfinancial.com\/service\/for-recruiters\/\" target=\"_blank\" rel=\"noreferrer noopener\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-medium-font-size\">For Contractors<\/h3>\n\n\n\n<p class=\"has-small-font-size\">Focus on what you do best and let us take care of your payroll, tax compliance, social security, and immigration needs.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/accessfinancial.com\/service\/for-contractors\/\" target=\"_blank\" rel=\"noreferrer noopener\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group team-cta is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-34 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-33 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-medium is-resized\"><img decoding=\"async\" width=\"300\" height=\"89\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/Collage-300x89.png\" alt=\"\" class=\"wp-image-71720\" style=\"width:135px\" srcset=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/Collage-300x89.png 300w, https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/Collage-1024x304.png 1024w, https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/Collage-768x228.png 768w, https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/Collage-1536x456.png 1536w, https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/Collage.png 1672w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<p class=\"has-medium-font-size\">Free consultation<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons shrink-0 is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-primary consult-popup pum-trigger\"><a class=\"wp-block-button__link wp-element-button\">SPEAK TO US<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"faq\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">FAQ<\/h2>\n\n\n\n<p>Find answers to our most frequently asked questions below.<\/p>\n\n\n\n<div id=\"faq-accordion\" class=\"wp-block-group is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-44 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group ac is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-37 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading ac-header ac-trigger has-medium-font-size\"><strong>What solutions do you offer in the UK?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group ac-panel\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>In the UK, Access Financial provides two compliant engagement models:<\/p>\n\n\n\n<p><strong>Employed\/EOR (umbrella):<\/strong> We become the legal employer of your employees in the UK. Your business retains full control of the day-to-day work and deliverables, while we carry the employment, payroll, and tax liability.<\/p>\n\n\n\n<p><strong>Limited company (PSC):<\/strong> We support engagements with contractors operating through their own limited company (personal service company). Where a contractor does not yet have a PSC but the engagement warrants one, we can handle company formation and ongoing administration on their behalf.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group ac is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-39 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading ac-header ac-trigger has-medium-font-size\"><strong>When should a company consider using an EOR?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group ac-panel\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>An EOR is especially useful in a range of scenarios. It is the most efficient route when you want to convert existing contractors into compliant employees and reduce misclassification risk, or when you need to hire talent in a country where you do not have a local entity. It also allows you to onboard quickly without going through a lengthy and complex company registration process, while ensuring full compliance with local employment law, payroll, and tax regulations. Beyond these core use cases, an EOR is equally valuable when you are testing a new market before committing to a long-term investment, or when you simply need temporary or project-based hires abroad.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group ac is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-41 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading ac-header ac-trigger has-medium-font-size\"><strong>Is permanent establishment (PE) risk avoided?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group ac-panel\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>An EOR is a third-party business that legally employs international workers on your behalf, creating a clear layer of separation between your company and the staff based in other countries. The EOR becomes the legal employer for those workers, so although the employees continue to deliver services to your business, the legal distancing helps mitigate many common PE risks. That said, PE is determined by the facts on the ground (the nature of the activity, contract-signing authority, where revenue is generated, and so on), not solely by who issues the payslip. We therefore recommend reviewing each engagement with our specialists to confirm the appropriate structure.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group ac is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-43 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading ac-header ac-trigger has-medium-font-size\"><strong>What is your pricing model?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group ac-panel\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>Our standard management fee is <strong>5% of the contract value, with a minimum of \u20ac550<\/strong>. We also offer volume discounts on bulk engagements. To discuss pricing for your specific scenario, please get in touch with our team here: <a href=\"https:\/\/accessfinancial.com\/#get-started\">https:\/\/accessfinancial.com\/#get-started<\/a>.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>With Access Financial, managing your workforce in the United Kingdom becomes simple and stress-free. Leave local regulations, complex tax requirements, immigration and international payroll to us &#8211; so you can focus on growing your business. <\/p>\n","protected":false},"featured_media":27621,"template":"","region":[98],"class_list":["post-71345","country-guides","type-country-guides","status-publish","has-post-thumbnail","hentry","region-uk"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hire, Place and Work in the United Kingdom - Compliantly | Access Financial<\/title>\n<meta name=\"description\" content=\"With Access Financial, managing your workforce in the United Kingdom becomes simple and stress-free. Leave local regulations, complex tax requirements, immigration and international payroll to us \u2014 so you can focus on growing your business.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/\" \/>\n<meta property=\"og:locale\" content=\"nl_NL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hire, Place and Work in the United Kingdom - Compliantly | Access Financial\" \/>\n<meta property=\"og:description\" content=\"With Access Financial, managing your workforce in the United Kingdom becomes simple and stress-free. Leave local regulations, complex tax requirements, immigration and international payroll to us \u2014 so you can focus on growing your business.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/\" \/>\n<meta property=\"og:site_name\" content=\"Access Financial\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-21T11:48:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2024\/06\/Access-Financial-_-UK-Calculator.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Geschatte leestijd\" \/>\n\t<meta name=\"twitter:data1\" content=\"13 minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/\",\"url\":\"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/\",\"name\":\"Hire, Place and Work in the United Kingdom - Compliantly | Access Financial\",\"isPartOf\":{\"@id\":\"https:\/\/accessfinancial.com\/nl\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2024\/06\/Access-Financial-_-UK-Calculator.png\",\"datePublished\":\"2026-05-13T12:37:05+00:00\",\"dateModified\":\"2026-08-21T11:48:38+00:00\",\"description\":\"With Access Financial, managing your workforce in the United Kingdom becomes simple and stress-free. Leave local regulations, complex tax requirements, immigration and international payroll to us \u2014 so you can focus on growing your business.\",\"breadcrumb\":{\"@id\":\"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/#breadcrumb\"},\"inLanguage\":\"nl-NL\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"nl-NL\",\"@id\":\"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/#primaryimage\",\"url\":\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2024\/06\/Access-Financial-_-UK-Calculator.png\",\"contentUrl\":\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2024\/06\/Access-Financial-_-UK-Calculator.png\",\"width\":1920,\"height\":1080,\"caption\":\"Access Financial | UK\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/accessfinancial.com\/nl\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Country Guides\",\"item\":\"https:\/\/accessfinancial.com\/nl\/country-guides\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"United Kingdom\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/accessfinancial.com\/nl\/#website\",\"url\":\"https:\/\/accessfinancial.com\/nl\/\",\"name\":\"Access Financial\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/accessfinancial.com\/nl\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/accessfinancial.com\/nl\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"nl-NL\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/accessfinancial.com\/nl\/#organization\",\"name\":\"Access Financial\",\"url\":\"https:\/\/accessfinancial.com\/nl\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"nl-NL\",\"@id\":\"https:\/\/accessfinancial.com\/nl\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2022\/03\/Af.svg\",\"contentUrl\":\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2022\/03\/Af.svg\",\"width\":3571,\"height\":674,\"caption\":\"Access Financial\"},\"image\":{\"@id\":\"https:\/\/accessfinancial.com\/nl\/#\/schema\/logo\/image\/\"},\"foundingDate\":\"2003\",\"legalName\":\"Access Financial\",\"description\":\"Swiss-headquartered global employment, payroll and compliance provider: Employer of Record (EOR), Agent of Record (AOR), international payroll, work permits and business immigration in more than 60 countries.\",\"knowsAbout\":[\"Employer of Record (EOR)\",\"Agent of Record (AOR)\",\"international payroll\",\"contractor management\",\"worker classification\",\"work permits and business immigration\",\"IR35\",\"umbrella company employment\",\"global mobility compliance\"],\"sameAs\":[\"https:\/\/www.linkedin.com\/company\/access-financial\/\",\"https:\/\/www.youtube.com\/accessfinancialaf\",\"https:\/\/www.facebook.com\/AccessFinancialCH\",\"https:\/\/x.com\/AF_Consultancy\"],\"hasCredential\":[{\"@type\":\"EducationalOccupationalCredential\",\"name\":\"Swiss SECO labour-leasing licence\"},{\"@type\":\"EducationalOccupationalCredential\",\"name\":\"German A\u00dcG licence (Arbeitnehmer\u00fcberlassung)\"},{\"@type\":\"EducationalOccupationalCredential\",\"name\":\"Dutch NEN 4400-1 certification\"},{\"@type\":\"EducationalOccupationalCredential\",\"name\":\"Brussels Temporary Worker Licence\"}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Hire, Place and Work in the United Kingdom - Compliantly | Access Financial","description":"With Access Financial, managing your workforce in the United Kingdom becomes simple and stress-free. Leave local regulations, complex tax requirements, immigration and international payroll to us \u2014 so you can focus on growing your business.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/","og_locale":"nl_NL","og_type":"article","og_title":"Hire, Place and Work in the United Kingdom - Compliantly | Access Financial","og_description":"With Access Financial, managing your workforce in the United Kingdom becomes simple and stress-free. Leave local regulations, complex tax requirements, immigration and international payroll to us \u2014 so you can focus on growing your business.","og_url":"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/","og_site_name":"Access Financial","article_modified_time":"2026-08-21T11:48:38+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/accessfinancial.com\/wp-content\/uploads\/2024\/06\/Access-Financial-_-UK-Calculator.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Geschatte leestijd":"13 minuten"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/","url":"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/","name":"Hire, Place and Work in the United Kingdom - Compliantly | Access Financial","isPartOf":{"@id":"https:\/\/accessfinancial.com\/nl\/#website"},"primaryImageOfPage":{"@id":"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/#primaryimage"},"image":{"@id":"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/#primaryimage"},"thumbnailUrl":"https:\/\/accessfinancial.com\/wp-content\/uploads\/2024\/06\/Access-Financial-_-UK-Calculator.png","datePublished":"2026-05-13T12:37:05+00:00","dateModified":"2026-08-21T11:48:38+00:00","description":"With Access Financial, managing your workforce in the United Kingdom becomes simple and stress-free. Leave local regulations, complex tax requirements, immigration and international payroll to us \u2014 so you can focus on growing your business.","breadcrumb":{"@id":"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/#breadcrumb"},"inLanguage":"nl-NL","potentialAction":[{"@type":"ReadAction","target":["https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/"]}]},{"@type":"ImageObject","inLanguage":"nl-NL","@id":"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/#primaryimage","url":"https:\/\/accessfinancial.com\/wp-content\/uploads\/2024\/06\/Access-Financial-_-UK-Calculator.png","contentUrl":"https:\/\/accessfinancial.com\/wp-content\/uploads\/2024\/06\/Access-Financial-_-UK-Calculator.png","width":1920,"height":1080,"caption":"Access Financial | UK"},{"@type":"BreadcrumbList","@id":"https:\/\/accessfinancial.com\/nl\/country-guides\/united-kingdom\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/accessfinancial.com\/nl\/"},{"@type":"ListItem","position":2,"name":"Country Guides","item":"https:\/\/accessfinancial.com\/nl\/country-guides\/"},{"@type":"ListItem","position":3,"name":"United Kingdom"}]},{"@type":"WebSite","@id":"https:\/\/accessfinancial.com\/nl\/#website","url":"https:\/\/accessfinancial.com\/nl\/","name":"Access Financial","description":"","publisher":{"@id":"https:\/\/accessfinancial.com\/nl\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/accessfinancial.com\/nl\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"nl-NL"},{"@type":"Organization","@id":"https:\/\/accessfinancial.com\/nl\/#organization","name":"Access Financial","url":"https:\/\/accessfinancial.com\/nl\/","logo":{"@type":"ImageObject","inLanguage":"nl-NL","@id":"https:\/\/accessfinancial.com\/nl\/#\/schema\/logo\/image\/","url":"https:\/\/accessfinancial.com\/wp-content\/uploads\/2022\/03\/Af.svg","contentUrl":"https:\/\/accessfinancial.com\/wp-content\/uploads\/2022\/03\/Af.svg","width":3571,"height":674,"caption":"Access Financial"},"image":{"@id":"https:\/\/accessfinancial.com\/nl\/#\/schema\/logo\/image\/"},"foundingDate":"2003","legalName":"Access Financial","description":"Swiss-headquartered global employment, payroll and compliance provider: Employer of Record (EOR), Agent of Record (AOR), international payroll, work permits and business immigration in more than 60 countries.","knowsAbout":["Employer of Record (EOR)","Agent of Record (AOR)","international payroll","contractor management","worker classification","work permits and business immigration","IR35","umbrella company employment","global mobility compliance"],"sameAs":["https:\/\/www.linkedin.com\/company\/access-financial\/","https:\/\/www.youtube.com\/accessfinancialaf","https:\/\/www.facebook.com\/AccessFinancialCH","https:\/\/x.com\/AF_Consultancy"],"hasCredential":[{"@type":"EducationalOccupationalCredential","name":"Swiss SECO labour-leasing licence"},{"@type":"EducationalOccupationalCredential","name":"German A\u00dcG licence (Arbeitnehmer\u00fcberlassung)"},{"@type":"EducationalOccupationalCredential","name":"Dutch NEN 4400-1 certification"},{"@type":"EducationalOccupationalCredential","name":"Brussels Temporary Worker Licence"}]}]}},"_links":{"self":[{"href":"https:\/\/accessfinancial.com\/nl\/wp-json\/wp\/v2\/country-guides\/71345"}],"collection":[{"href":"https:\/\/accessfinancial.com\/nl\/wp-json\/wp\/v2\/country-guides"}],"about":[{"href":"https:\/\/accessfinancial.com\/nl\/wp-json\/wp\/v2\/types\/country-guides"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/accessfinancial.com\/nl\/wp-json\/wp\/v2\/media\/27621"}],"wp:attachment":[{"href":"https:\/\/accessfinancial.com\/nl\/wp-json\/wp\/v2\/media?parent=71345"}],"wp:term":[{"taxonomy":"region","embeddable":true,"href":"https:\/\/accessfinancial.com\/nl\/wp-json\/wp\/v2\/region?post=71345"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}