{"id":43875,"date":"2025-03-26T15:24:31","date_gmt":"2025-03-26T13:24:31","guid":{"rendered":"https:\/\/accessfinancial.com\/?post_type=country-guides&#038;p=43875"},"modified":"2026-08-21T15:03:00","modified_gmt":"2026-08-21T12:03:00","slug":"japan","status":"publish","type":"country-guides","link":"https:\/\/accessfinancial.com\/nl\/country-guides\/japan\/","title":{"rendered":"Japan"},"content":{"rendered":"\n<div id=\"overview\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"nv-iframe-embed\"><iframe loading=\"lazy\" title=\"Hire, pay and move talent anywhere \u2014 compliantly | Access Financial\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/OsUQCdOelLE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n<div id=\"country-guide-details\"><div class=\"flag-container\"><svg class=\"icon\"><use xlink:href=\"#flag-for-japan\"><\/use><\/svg><span class=\"has-medium-font-size\">Japan<\/span><\/div><div class=\"details-inner\"><div class=\"meta-row\"><span class=\"meta-label\">Total population:<\/span><span class=\"meta-value\">~123.1 million (2025)<\/span><\/div><div class=\"meta-row\"><span class=\"meta-label\">Capital:<\/span><span class=\"meta-value\">Tokyo<\/span><\/div><div class=\"meta-row\"><span class=\"meta-label\">Currency<\/span><span class=\"meta-value\">Japanese yen (JPY)<\/span><\/div><div class=\"meta-row\"><span class=\"meta-label\">Total number of expats:<\/span><span class=\"meta-value\">~4.12 million (end of 2025)<\/span><\/div><div class=\"meta-row\"><span class=\"meta-label\">Local Language(s):<\/span><span class=\"meta-value\">Japanese<\/span><\/div><div class=\"meta-row\"><span class=\"meta-label\">Weather:<\/span><span class=\"meta-value\">Temperate, with four distinct seasons. Summers (June\u2013Aug) are hot and humid (e.g. Tokyo average 26\u201330\u00b0C in July) and winters (Dec\u2013Feb) are mild to cold depending on region (Tokyo average 5\u201310\u00b0C in January). Northern Japan (Hokkaid\u014d) has cold, snowy winters, while the south (Okinawa) is subtropical<\/span><\/div><div class=\"meta-row\"><span class=\"meta-label\">Biggest cities:<\/span><span class=\"meta-value\">Tokyo, Yokohama, Osaka, Nagoya, Sapporo, Fukuoka<\/span><\/div><hr><div class=\"meta-row\"><span class=\"meta-label\">Minimum salary levels<\/span><span class=\"meta-value\"><p>Japan\u2019s national average minimum wage is around \u00a51,121 per hour (FY2025, effective October 2025) though it varies by prefecture. Many professional jobs pay well above this level, especially for skilled expats<\/p>\n<\/span><\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Country Overview<\/h2>\n\n\n\n<p>Japan is a popular destination for relocation, offering a unique mix of deep cultural heritage and cutting-edge modernity. With a strong economy, advanced infrastructure, and safe, clean cities, Japan provides expatriates with a high quality of life. From the bustling tech hubs of Tokyo and Osaka to historic cultural centres like Kyoto, the country blends tradition with innovation in everyday life.<\/p>\n\n\n\n<p>Japan has a population of approximately 123.1 million and is home to around 4.12 million foreign residents. The country offers a highly skilled workforce with strong expertise in Technology, Engineering, Financial Services, and Manufacturing. Japan operates a Status of Residence\u2013based immigration system, meaning all non-Japanese nationals require an appropriate work-related visa to live and work in the country legally.<\/p>\n\n\n\n<p>*<em>This guide is intended for general informational purposes only and should not be viewed as legal or tax advice. The information discussed may change frequently, and Access Financial cannot guarantee that all content remains current at all times.<\/em><\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-2 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#48bb78;border-left-width:3px;background-color:#f4fbf6;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/success-icon.svg\" alt=\"\" class=\"wp-image-71603\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\">2026 Key Legislative Updates<\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">National Pension contribution rises to <strong>\u00a517,920\/month<\/strong> from April 2026. New <strong>Child Rearing Support Contribution<\/strong> launches in April 2026 (0.23% total, split 50\/50). Business Manager visa requirements tightened from October 2025: minimum <strong>\u00a530 million<\/strong> capital investment and JLPT N2 Japanese proficiency required. Traditional health insurance cards officially phased out on 1 December 2025 \u2014 residents now use a My Number Card or Qualification Verification Certificate.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"contracts\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Contracts<\/h2>\n\n\n\n<p>In Japan, employment contracts define the terms of engagement \u2014 type, duration, working hours, pay, and benefits. Recent &#8220;Work Style Reform&#8221; laws emphasise equal treatment between regular and non-regular workers.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Contract Types<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Contract Type<\/th><th>Duration<\/th><th>Key Features<\/th><\/tr><\/thead><tbody><tr><td>Permanent (Seishain)<\/td><td>Indefinite<\/td><td>Open-ended; the standard for full-time company employees; typically includes bonuses and pay raises<\/td><\/tr><tr><td>Fixed-Term<\/td><td>Specified end date<\/td><td>Set duration (e.g. one year); renewable; equal-treatment rules apply<\/td><\/tr><tr><td>Dispatch (Haken)<\/td><td>Project-based<\/td><td>Worker employed by staffing agency, deployed to client; max 3 years in same role at one client<\/td><\/tr><tr><td>Part-Time<\/td><td>Indefinite or fixed<\/td><td>Hourly workers; pro-rata entitlements; common in retail and food service<\/td><\/tr><tr><td>Self-Employed (Freelance)<\/td><td>Contract-based<\/td><td>Service agreements rather than employment; labour law protections do not apply<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-5 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#5ac3d8;border-left-width:3px;background-color:#f0f9ff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/info-icon.svg\" alt=\"\" class=\"wp-image-71605\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\">Dispatch Workers \u2014 The 3-Year Rule<\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">Under the Worker Dispatch Law, a dispatch employee generally cannot stay in the same role at one client for more than <strong>3 years<\/strong>. After that, the client must either hire them directly or rotate them. Many independent contractors in Japan operate via umbrella companies that act as the legal employer.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">What Your Contract Must Include<\/h3>\n\n\n\n<div class=\"wp-block-columns boxed-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\">Mandatory Terms<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Job title and description<\/li>\n\n\n\n<li>Contract duration (if fixed-term)<\/li>\n\n\n\n<li>Salary, pay rate and pay frequency<\/li>\n\n\n\n<li>Working hours and place of work<\/li>\n\n\n\n<li>Annual leave entitlement<\/li>\n\n\n\n<li>Termination and notice conditions<\/li>\n\n\n\n<li>Renewal conditions (for fixed-term)<\/li>\n\n\n\n<li>Social insurance enrolment<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\">Common Additional Clauses<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Confidentiality \/ NDA provisions<\/li>\n\n\n\n<li>Intellectual property assignment<\/li>\n\n\n\n<li>Non-compete and non-solicit covenants<\/li>\n\n\n\n<li>Bonus structure (typical 2\u20134 months\/year)<\/li>\n\n\n\n<li>Commuting allowance reimbursement<\/li>\n\n\n\n<li>Retirement allowance (taishokukin) terms<\/li>\n\n\n\n<li>Probation period (shiyoukikan) \u2014 typically 3\u20136 months<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group guide-cta has-border-color has-background is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-6 wp-block-group-is-layout-flex\" style=\"border-color:#e2e8f0;border-width:1px;border-radius:12px;background-color:#f0f9ff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--50)\">\n<p class=\"cta-title\" style=\"font-style:normal;font-weight:700\">Access Financial drafts Japanese-compliant employment contracts and manages onboarding for EOR engagements.<\/p>\n\n\n\n<div class=\"wp-block-buttons shrink-0 is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-primary consult-popup pum-trigger\"><a class=\"wp-block-button__link wp-element-button\">SPEAK TO US<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"working-hours\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Working Hours &amp; Overtime<\/h2>\n\n\n\n<p>The Labour Standards Act sets the statutory maximum working hours and overtime premiums. Overtime caps introduced in 2019 are designed to address karoshi (death from overwork) concerns.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Parameter<\/th><th>Rule<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>Standard working hours<\/td><td>8 hrs\/day, 40 hrs\/week<\/td><td>Typically Monday to Friday<\/td><\/tr><tr><td>Overtime premium (up to 60 hrs\/month)<\/td><td><strong>125%<\/strong><\/td><td>Of normal hourly rate<\/td><\/tr><tr><td>Overtime premium (over 60 hrs\/month)<\/td><td><strong>150%<\/strong><\/td><td>For the excess hours<\/td><\/tr><tr><td>Statutory rest-day work<\/td><td>135%<\/td><td>E.g. Sunday if guaranteed day off<\/td><\/tr><tr><td>Late-night work (10pm\u20135am)<\/td><td>+25% extra<\/td><td>Stacks with overtime (e.g. up to 150%)<\/td><\/tr><tr><td>Monthly overtime cap<\/td><td>45 hrs (normal)<\/td><td>Max 100 hrs in any single month; 80 hrs avg over 2\u20136 months<\/td><\/tr><tr><td>Annual overtime cap<\/td><td>360 hrs<\/td><td>720 hrs with exceptional circumstances<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Source: Labour Standards Act, Article 36 (the &#8220;36 Agreement&#8221;). Many companies enforce these caps via timesheet systems.<\/figcaption><\/figure>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-9 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#48bb78;border-left-width:3px;background-color:#f4fbf6;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/success-icon.svg\" alt=\"\" class=\"wp-image-71603\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\"><strong>Minimum Wage Update 2025\u20132026<\/strong><\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">Japan&#8217;s national weighted-average minimum wage rose to <strong>\u00a51,121\/hour<\/strong> in October 2025 \u2014 the largest annual increase on record. All 47 prefectures now exceed \u00a51,000\/hour for the first time. Tokyo leads at \u00a51,226\/hour. The government targets \u00a51,500\/hour by the late 2020s.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"probation-period\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Probation Period<\/h2>\n\n\n\n<p>Probation periods (shiyoukikan) are not mandated by law but are common in Japanese employment contracts.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Parameter<\/th><th>Standard practice<\/th><th>Legal notes<\/th><\/tr><\/thead><tbody><tr><td>Typical duration<\/td><td>3\u20136 months<\/td><td>No statutory maximum; contractual<\/td><\/tr><tr><td>Notice during probation<\/td><td>14 days (after first 14 days of employment)<\/td><td>Reduced notice may apply in the first 14 days<\/td><\/tr><tr><td>Extension<\/td><td>Allowed<\/td><td>Must be agreed in writing with reasonable cause<\/td><\/tr><tr><td>Statutory rights during probation<\/td><td>Full from day one<\/td><td>Including social insurance enrolment and minimum wage<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"immigration\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Immigration &amp; Work Visas<\/h2>\n\n\n\n<p>Japan operates a Status of Residence\u2013based immigration system. All non-Japanese nationals (other than permanent residents) require an appropriate work-related visa. Short-stay tourism or business entries under the 90-day visa waiver do not permit employment.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-13 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#48bb78;border-left-width:3px;background-color:#f4fbf6;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/success-icon.svg\" alt=\"\" class=\"wp-image-71603\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\">Residence Card &amp; My Number \u2014 Mandatory On Arrival<\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">Foreigners staying over 90 days receive a Residence Card at the port of entry. Within <strong>14 days<\/strong> of finding accommodation, you must register your address at the city or ward office. This triggers enrolment in local services and issuance of your <strong>My Number<\/strong> (12-digit tax\/social security ID).<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Main Work Visa Categories<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Visa Category<\/th><th>Typical Roles<\/th><th>Sponsor?<\/th><th>Duration<\/th><\/tr><\/thead><tbody><tr><td>Engineer\/Specialist in Humanities\/International Services<\/td><td>IT, finance, marketing, consulting, design, languages<\/td><td>Yes \u2014 Japanese employer<\/td><td>1, 3 or 5 years<\/td><\/tr><tr><td>Highly Skilled Professional (HSP)<\/td><td>Advanced talent (points-based: 70 or 80+ points)<\/td><td>Yes<\/td><td>5 years; fast-track to PR<\/td><\/tr><tr><td>Intra-Company Transferee<\/td><td>Internal transfer from overseas branch<\/td><td>UK\/foreign parent entity<\/td><td>Up to 5 years<\/td><\/tr><tr><td>Business Manager<\/td><td>Entrepreneurs and company owners<\/td><td>Self-sponsoring<\/td><td>1, 3 or 5 years<\/td><\/tr><tr><td>Specified Skilled Worker (SSW)<\/td><td>Caregiving, construction, food service, agriculture<\/td><td>Yes<\/td><td>Up to 5 years (varies by tier)<\/td><\/tr><tr><td>Dependent \/ Spouse<\/td><td>Family members<\/td><td>Yes<\/td><td>Matches sponsor<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Source: Immigration Services Agency of Japan, 2026. Most professionals use Engineer\/Specialist or HSP routes.<\/figcaption><\/figure>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-15 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#ed8936;border-left-width:3px;background-color:#fff8f4;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/warning-icon.svg\" alt=\"\" class=\"wp-image-71604\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\"><strong>Business Manager Visa \u2014 Tightened Requirements (October 2025)<\/strong><\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">Applicants must now invest at least <strong>\u00a530 million<\/strong> in capital (up from \u00a55 million), hire at least one full-time employee resident in Japan, and demonstrate Japanese language proficiency at <strong>JLPT N2 (B2)<\/strong> level.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Application Process &amp; Timeline<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Step<\/th><th>Action<\/th><th>Timeline<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>Secure a Japan-based sponsor (employer or umbrella company)<\/td><td>Varies<\/td><\/tr><tr><td>2<\/td><td>Certificate of Eligibility (COE) application by sponsor<\/td><td>1\u20133 months<\/td><\/tr><tr><td>3<\/td><td>Visa application at Japanese embassy\/consulate<\/td><td>~5 business days<\/td><\/tr><tr><td>4<\/td><td>Arrival in Japan \u2014 Residence Card issued at major airport<\/td><td>On entry<\/td><\/tr><tr><td>5<\/td><td>Register address at local city\/ward office<\/td><td>Within 14 days<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">A medical exam is not generally required for standard work visas. Source: Immigration Services Agency.<\/figcaption><\/figure>\n\n\n\n<div class=\"wp-block-group guide-cta has-border-color has-background is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-16 wp-block-group-is-layout-flex\" style=\"border-color:#e2e8f0;border-width:1px;border-radius:12px;background-color:#f0f9ff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--50)\">\n<p class=\"cta-title\" style=\"font-style:normal;font-weight:700\">AF&#8217;s immigration team handles Certificates of Eligibility, sponsorship, and ongoing visa renewals for professionals and contractors relocating to Japan.<\/p>\n\n\n\n<div class=\"wp-block-buttons shrink-0 is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-primary consult-popup pum-trigger\"><a class=\"wp-block-button__link wp-element-button\">IMMIGRATION SUPPORT<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"leave\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Leave Entitlements<\/h2>\n\n\n\n<p>Japanese leave entitlements scale with length of service. Statutory paid sick leave does not exist separately from annual leave, though many companies offer it as a benefit.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Annual Leave<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Length of Service<\/th><th>Minimum Paid Leave<\/th><\/tr><\/thead><tbody><tr><td>After 6 months<\/td><td>10 days<\/td><\/tr><tr><td>After 1.5 years<\/td><td>11 days<\/td><\/tr><tr><td>After 2.5 years<\/td><td>12 days<\/td><\/tr><tr><td>After 3.5 years<\/td><td>14 days<\/td><\/tr><tr><td>After 4.5 years<\/td><td>16 days<\/td><\/tr><tr><td>After 5.5 years<\/td><td>18 days<\/td><\/tr><tr><td>After 6.5 years and above<\/td><td>20 days<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Eligibility requires having worked at least 80% of scheduled work days. Source: Labour Standards Act.<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Parental Leave<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Leave type<\/th><th>Duration<\/th><th>Pay<\/th><\/tr><\/thead><tbody><tr><td>Maternity (Prenatal)<\/td><td>6 weeks before birth<\/td><td>~2\/3 of wage via health insurance<\/td><\/tr><tr><td>Maternity (Postnatal)<\/td><td>8 weeks (mandatory)<\/td><td>~2\/3 of wage via health insurance<\/td><\/tr><tr><td>Lump-sum Birth Allowance<\/td><td>One-time<\/td><td>\u00a5500,000 per child<\/td><\/tr><tr><td>Childcare Leave<\/td><td>Up to 1 year (extendable to 2 yrs)<\/td><td>67% for first 6 months; 50% thereafter<\/td><\/tr><tr><td>Paternity Leave at Birth<\/td><td>Up to 4 weeks (within 8 weeks of birth)<\/td><td>67% (or 80% if both parents take \u226514 days, from April 2025)<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Source: Health, Labour and Welfare Ministry. Funded via health and employment insurance.<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Sick &amp; Personal Leave<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Parameter<\/th><th>Rule<\/th><\/tr><\/thead><tbody><tr><td>Statutory paid sick leave<\/td><td>None \u2014 employees typically use annual leave<\/td><\/tr><tr><td>Injury &amp; Sickness Allowance (long-term sick)<\/td><td>~2\/3 of wage via health insurance, up to 1.5 years<\/td><\/tr><tr><td>Bereavement leave<\/td><td>Discretionary \u2014 typically a few days, company policy<\/td><\/tr><tr><td>Marriage leave<\/td><td>Discretionary \u2014 typically 3\u20135 days<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Source: Health Insurance Act &amp; common company practice.<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"public-holidays\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Public Holidays 2026<\/h2>\n\n\n\n<p>Japan has 16 national public holidays, with 17 in 2026 due to a bonus &#8220;Silver Week&#8221; bridge holiday on 22 September. If a holiday falls on a Sunday, the following Monday is observed.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Date<\/th><th>Day<\/th><th>Holiday<\/th><\/tr><\/thead><tbody><tr><td>1 January<\/td><td>Thursday<\/td><td>New Year&#8217;s Day<\/td><\/tr><tr><td>12 January<\/td><td>Monday<\/td><td>Coming of Age Day<\/td><\/tr><tr><td>11 February<\/td><td>Wednesday<\/td><td>National Foundation Day<\/td><\/tr><tr><td>23 February<\/td><td>Monday<\/td><td>Emperor&#8217;s Birthday<\/td><\/tr><tr><td>20 March<\/td><td>Friday<\/td><td>Vernal Equinox Day<\/td><\/tr><tr><td>29 April<\/td><td>Wednesday<\/td><td>Sh\u014dwa Day<\/td><\/tr><tr><td>3 May<\/td><td>Sunday<\/td><td>Constitution Memorial Day<\/td><\/tr><tr><td>4 May<\/td><td>Monday<\/td><td>Greenery Day<\/td><\/tr><tr><td>5 May<\/td><td>Tuesday<\/td><td>Children&#8217;s Day<\/td><\/tr><tr><td>6 May<\/td><td>Wednesday<\/td><td>Substitute Holiday (for 3 May)<\/td><\/tr><tr><td>20 July<\/td><td>Monday<\/td><td>Marine Day<\/td><\/tr><tr><td>11 August<\/td><td>Tuesday<\/td><td>Mountain Day<\/td><\/tr><tr><td>21 September<\/td><td>Monday<\/td><td>Respect for the Aged Day<\/td><\/tr><tr><td>22 September<\/td><td>Tuesday<\/td><td>Silver Week Bridge Holiday<\/td><\/tr><tr><td>23 September<\/td><td>Wednesday<\/td><td>Autumnal Equinox Day<\/td><\/tr><tr><td>12 October<\/td><td>Monday<\/td><td>Sports Day<\/td><\/tr><tr><td>3 November<\/td><td>Tuesday<\/td><td>Culture Day<\/td><\/tr><tr><td>23 November<\/td><td>Monday<\/td><td>Labour Thanksgiving Day<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Source: Cabinet Office of Japan, 2026 calendar.<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"notice-periods\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Notice Periods<\/h2>\n\n\n\n<p>Japanese law sets minimum notice for resignation and dismissal. Termination by the employer is heavily protected by labour law and case precedent.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Scenario<\/th><th>Statutory Minimum<\/th><th>Common Practice<\/th><\/tr><\/thead><tbody><tr><td>Resignation (employee)<\/td><td>2 weeks<\/td><td>Often 1 month under contract<\/td><\/tr><tr><td>Dismissal (employer)<\/td><td>30 days&#8217; notice OR 30 days&#8217; pay in lieu<\/td><td>Requires objectively reasonable cause<\/td><\/tr><tr><td>Dismissal for serious misconduct<\/td><td>No notice required<\/td><td>Subject to Labour Standards Office approval<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Source: Civil Code &amp; Labour Standards Act.<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"termination\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Termination &amp; Severance<\/h2>\n\n\n\n<p>Japan does not mandate severance pay by law. However, many traditional companies operate a retirement allowance (taishokukin) system, and unemployment insurance provides post-employment income support.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Item<\/th><th>Detail<\/th><\/tr><\/thead><tbody><tr><td>Statutory severance<\/td><td>None \u2014 discretionary<\/td><\/tr><tr><td>Retirement allowance (taishokukin)<\/td><td>Common in large firms; based on tenure<\/td><\/tr><tr><td>Unemployment benefit eligibility<\/td><td>6+ months of insurance contributions<\/td><\/tr><tr><td>Wait period (involuntary loss\/end of contract)<\/td><td>7 days<\/td><\/tr><tr><td>Wait period (voluntary resignation)<\/td><td>3 months<\/td><\/tr><tr><td>Benefit rate<\/td><td>~50\u201380% of previous salary<\/td><\/tr><tr><td>Benefit duration<\/td><td>3\u20136 months (longer for older or long-tenured workers)<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Source: Employment Insurance Act &amp; common company practice.<\/figcaption><\/figure>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-22 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#ed8936;border-left-width:3px;background-color:#fff8f4;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/warning-icon.svg\" alt=\"\" class=\"wp-image-71604\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\"><strong>Strong Dismissal Protections<\/strong><\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">Japanese courts strongly protect workers from unfair dismissal. Employers must demonstrate <strong>objectively reasonable cause<\/strong> and that termination aligns with social norms \u2014 performance issues alone, without documented warnings and improvement plans, are rarely sufficient.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"social-insurance\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Social Insurance<\/h2>\n\n\n\n<p>Japan&#8217;s Shakai Hoken system funds health, pension, unemployment, and workers&#8217; compensation. Most contributions are split roughly 50\/50 between employer and employee.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-25 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#ed8936;border-left-width:3px;background-color:#fff8f4;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/warning-icon.svg\" alt=\"\" class=\"wp-image-71604\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\"><strong>April 2026 Change \u2014 Child Rearing Support Contribution<\/strong><\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">A new <strong>Child Rearing Support Contribution<\/strong> launches from April 2026 at <strong>0.23% total<\/strong> (split 50\/50 between employer and employee). The rate is expected to rise gradually, reaching approximately 0.4% by 2028. National Pension contribution also rises to \u00a517,920\/month from April 2026.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Employer Contributions<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Contribution<\/th><th>Rate<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>Employees&#8217; Pension (K\u014dsei Nenkin)<\/td><td>9.15%<\/td><td>Half of 18.3% total split with employee<\/td><\/tr><tr><td>Health Insurance<\/td><td>~5%<\/td><td>Half of ~10% total; varies by association\/prefecture<\/td><\/tr><tr><td>Long-term Care Insurance (employees 40+)<\/td><td>~0.9%<\/td><td>Half of ~1.8% total<\/td><\/tr><tr><td>Unemployment Insurance<\/td><td>0.8%<\/td><td>Employer share<\/td><\/tr><tr><td>Workers&#8217; Compensation<\/td><td>0.25%\u20138.8%<\/td><td>Industry-dependent; 0.25% office work, 8.8% mining<\/td><\/tr><tr><td>Child Rearing Support (new April 2026)<\/td><td>~0.115%<\/td><td>Half of 0.23% total<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Total employer-side social insurance burden ~15% of gross salary. Source: Japan Pension Service, MHLW.<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Employee Contributions<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Contribution<\/th><th>Rate<\/th><\/tr><\/thead><tbody><tr><td>Employees&#8217; Pension<\/td><td>9.15%<\/td><\/tr><tr><td>Health Insurance<\/td><td>~5%<\/td><\/tr><tr><td>Long-term Care Insurance (age 40+)<\/td><td>~0.9%<\/td><\/tr><tr><td>Unemployment Insurance<\/td><td>0.5%<\/td><\/tr><tr><td>Child Rearing Support (new April 2026)<\/td><td>~0.115%<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Self-employed individuals pay flat-rate National Pension (\u00a517,920\/month from April 2026) plus income-based National Health Insurance.<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"income-tax\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Income Tax<\/h2>\n\n\n\n<p>Japan&#8217;s income tax has two layers: progressive National Income Tax and a flat 10% Local Inhabitant Tax (based on the previous year&#8217;s income). The tax year matches the calendar year.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">National Income Tax Brackets 2025\u20132026<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Taxable Income (JPY)<\/th><th>Tax Rate<\/th><th>Deduction<\/th><\/tr><\/thead><tbody><tr><td>Up to \u00a51,950,000<\/td><td>5%<\/td><td>\u2014<\/td><\/tr><tr><td>\u00a51,950,001 \u2013 \u00a53,300,000<\/td><td>10%<\/td><td>\u00a597,500<\/td><\/tr><tr><td>\u00a53,300,001 \u2013 \u00a56,950,000<\/td><td>20%<\/td><td>\u00a5427,500<\/td><\/tr><tr><td>\u00a56,950,001 \u2013 \u00a59,000,000<\/td><td>23%<\/td><td>\u00a5636,000<\/td><\/tr><tr><td>\u00a59,000,001 \u2013 \u00a518,000,000<\/td><td>33%<\/td><td>\u00a51,536,000<\/td><\/tr><tr><td>\u00a518,000,001 \u2013 \u00a540,000,000<\/td><td>40%<\/td><td>\u00a52,796,000<\/td><\/tr><tr><td>Over \u00a540,000,000<\/td><td>45%<\/td><td>\u00a54,796,000<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">A 2.1% Special Reconstruction Income Tax surcharge applies until 2037. Source: National Tax Agency.<\/figcaption><\/figure>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-28 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#5ac3d8;border-left-width:3px;background-color:#f0f9ff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/info-icon.svg\" alt=\"\" class=\"wp-image-71605\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\">FY2025\/2026 Tax Reform \u2014 Raised Deductions<\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">The basic deduction has been raised from \u00a5480,000 to <strong>\u00a5620,000<\/strong> (with a special top-up of \u00a5420,000 for employment income up to \u00a56.65 million). The minimum guaranteed employment income deduction has been raised from \u00a5550,000 to <strong>\u00a5690,000<\/strong>. As a result, the income-tax-free threshold for salaried employees is now around <strong>\u00a51.78 million per year<\/strong>.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Local Inhabitant Tax &amp; Consumption Tax<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Tax<\/th><th>Rate<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>Local Inhabitant Tax<\/td><td>~10% flat<\/td><td>Based on previous year&#8217;s income; new arrivals usually pay none in year one<\/td><\/tr><tr><td>Consumption Tax (Standard)<\/td><td>10%<\/td><td>Most goods and services<\/td><\/tr><tr><td>Consumption Tax (Reduced)<\/td><td>8%<\/td><td>Food and non-alcoholic beverages (groceries\/take-out); newspapers<\/td><\/tr><tr><td>Consumption Tax registration threshold<\/td><td>\u00a510 million<\/td><td>Annual taxable sales (small business exemption applies first 2 years)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group guide-cta has-border-color has-background is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-29 wp-block-group-is-layout-flex\" style=\"border-color:#e2e8f0;border-width:1px;border-radius:12px;background-color:#f0f9ff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--50)\">\n<p class=\"cta-title\" style=\"font-style:normal;font-weight:700\">Let Access Financial handle your Japanese payroll, withholding, and Shakai Hoken filings \u2014 seamlessly and compliantly.<\/p>\n\n\n\n<div class=\"wp-block-buttons shrink-0 is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-primary consult-popup pum-trigger\"><a class=\"wp-block-button__link wp-element-button\">GET A QUOTE<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"benefits\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Benefits<\/h2>\n\n\n\n<p>Japan&#8217;s universal healthcare and statutory benefits are comprehensive. Competitive employers add supplemental benefits to attract professional talent.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Mandatory Statutory Benefits<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Benefit<\/th><th>Provision<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>Universal Health Insurance<\/td><td>70% coverage of medical costs<\/td><td>Employees&#8217; Health Insurance or National Health Insurance<\/td><\/tr><tr><td>High-Cost Medical Expense Benefit<\/td><td>Reimbursement above ~\u00a590,000\/month<\/td><td>Caps out-of-pocket for average earners<\/td><\/tr><tr><td>Maternity Allowance<\/td><td>~2\/3 of wage<\/td><td>For 6 weeks prenatal + 8 weeks postnatal<\/td><\/tr><tr><td>Lump-sum Birth Allowance<\/td><td>\u00a5500,000 per child<\/td><td>One-off, from health insurance<\/td><\/tr><tr><td>Childcare Leave Benefit<\/td><td>67% (first 6 months); 50% thereafter<\/td><td>Via employment insurance<\/td><\/tr><tr><td>Annual Paid Leave<\/td><td>10\u201320 days\/year<\/td><td>Scales with length of service<\/td><\/tr><tr><td>Workers&#8217; Compensation<\/td><td>Full coverage of work-related injury<\/td><td>Employer-funded<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Market-Standard Supplemental Benefits<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Benefit<\/th><th>Prevalence<\/th><th>Typical provision<\/th><\/tr><\/thead><tbody><tr><td>Commuting Allowance<\/td><td>Very common<\/td><td>Full reimbursement of train pass (up to tax-free cap)<\/td><\/tr><tr><td>Bonus (semi-annual)<\/td><td>Standard at large firms<\/td><td>2\u20134 months&#8217; salary per year, split summer\/winter<\/td><\/tr><tr><td>Retirement Allowance (taishokukin)<\/td><td>Common in traditional firms<\/td><td>Based on years of service<\/td><\/tr><tr><td>Housing Allowance<\/td><td>Common<\/td><td>Especially for relocated\/expat staff<\/td><\/tr><tr><td>Private Health\/Life Insurance<\/td><td>Sometimes provided<\/td><td>Top-up to public scheme<\/td><\/tr><tr><td>Remote \/ Flexible Working<\/td><td>Increasing<\/td><td>Hybrid 2\u20133 days common at large firms<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"pension\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Pension System<\/h2>\n\n\n\n<p>Japan&#8217;s public pension has two tiers: National Pension (basic, flat-rate) and Employees&#8217; Pension (earnings-related). Foreign workers leaving Japan after a short stay can claim a partial lump-sum withdrawal.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Parameter<\/th><th>FY2025<\/th><th>FY2026 (from April 2026)<\/th><\/tr><\/thead><tbody><tr><td>National Pension monthly contribution<\/td><td>\u00a517,510<\/td><td>\u00a517,920<\/td><\/tr><tr><td>Employees&#8217; Pension total rate<\/td><td>18.3%<\/td><td>18.3%<\/td><\/tr><tr><td>Employee share<\/td><td>9.15%<\/td><td>9.15%<\/td><\/tr><tr><td>Qualifying period for pension<\/td><td>10 years<\/td><td>10 years<\/td><\/tr><tr><td>State Pension age<\/td><td>65<\/td><td>65<\/td><\/tr><tr><td>Full basic pension payout (approx.)<\/td><td>~\u00a568,000\/month<\/td><td>~\u00a568,000\/month<\/td><\/tr><tr><td>Lump-sum Withdrawal (for departing foreigners)<\/td><td>Up to 5 years&#8217; contributions<\/td><td>Up to 5 years&#8217; contributions<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Lump-sum Withdrawal must be claimed within 2 years of leaving Japan. Source: Japan Pension Service, MHLW.<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<div id=\"insurances\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Insurances<\/h2>\n\n\n\n<p>Public health insurance enrolment is mandatory for all residents. Private insurance is optional and typically used as a top-up rather than a replacement.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Insurance<\/th><th>Coverage \/ Status<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>Employees&#8217; Health Insurance (Kenk\u014d Hoken)<\/td><td>Mandatory for company employees<\/td><td>Covers 70% of medical costs; dependents included<\/td><\/tr><tr><td>National Health Insurance (Kokumin Kenk\u014d Hoken)<\/td><td>Mandatory for self-employed\/freelancers<\/td><td>Income-based premium via city office<\/td><\/tr><tr><td>Long-term Care Insurance (Kaigo Hoken)<\/td><td>Mandatory from age 40<\/td><td>~1.8% of salary, split with employer<\/td><\/tr><tr><td>Workers&#8217; Compensation<\/td><td>Mandatory; employer-paid<\/td><td>Covers occupational injury\/illness<\/td><\/tr><tr><td>Motor Insurance (CALI)<\/td><td>Mandatory for all vehicles<\/td><td>Plus optional voluntary policies<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group guide-badge has-background is-nowrap is-layout-flex wp-container-core-group-is-layout-34 wp-block-group-is-layout-flex\" style=\"border-radius:12px;border-left-color:#5ac3d8;border-left-width:3px;background-color:#f0f9ff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<figure class=\"wp-block-image size-full is-resized shrink-0\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/info-icon.svg\" alt=\"\" class=\"wp-image-71605\" style=\"width:28px\"\/><\/figure>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"badge-title\" style=\"font-style:normal;font-weight:700\">Professional Indemnity Insurance \u2014 Contractors<\/p>\n\n\n\n<p class=\"badge-desc has-small-font-size\">Although not legally required for most professions in Japan, Professional Indemnity Insurance (PII) is <strong>often contractually required<\/strong> by end-clients \u2014 especially in IT, engineering, and financial consulting. AF can advise on appropriate cover for your sector.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">My Number Card Health Insurance Integration<\/h3>\n\n\n\n<p>The traditional health insurance card was officially phased out on 1 December 2025. From 2 December 2025, residents must present either a <strong>My Number Card registered for health insurance use<\/strong> or a <strong>Qualification Verification Certificate<\/strong> to access medical services.<\/p>\n<\/div><\/div>\n\n\n\n<div id=\"af-solutions\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">AF Solutions<\/h2>\n\n\n\n<p>Access Financial supports end-clients, recruitment agencies, and employees operating in Japan with a full suite of employment, payroll, immigration, and compliance services.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-medium-font-size\">For End-Clients<\/h3>\n\n\n\n<p class=\"has-small-font-size\">Managing a contingent workforce can be complex. Our solutions streamline workforce management, making it simple, compliant, and cost-effective.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/accessfinancial.com\/service\/for-corporates\/\" target=\"_blank\" rel=\"noreferrer noopener\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-medium-font-size\">For Recruiters<\/h3>\n\n\n\n<p class=\"has-small-font-size\">We offer a complete suite of services, allowing you to simply, compliantly, and efficiently place your candidates internationally, with minimum fuss.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/accessfinancial.com\/service\/for-recruiters\/\" target=\"_blank\" rel=\"noreferrer noopener\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-medium-font-size\">For Contractors<\/h3>\n\n\n\n<p class=\"has-small-font-size\">Focus on what you do best and let us take care of your payroll, tax compliance, social security, and immigration needs.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/accessfinancial.com\/service\/for-contractors\/\" target=\"_blank\" rel=\"noreferrer noopener\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group team-cta is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-37 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-36 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-medium is-resized\"><img decoding=\"async\" width=\"300\" height=\"89\" src=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/Collage-300x89.png\" alt=\"\" class=\"wp-image-71720\" style=\"width:135px\" srcset=\"https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/Collage-300x89.png 300w, https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/Collage-1024x304.png 1024w, https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/Collage-768x228.png 768w, https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/Collage-1536x456.png 1536w, https:\/\/accessfinancial.com\/wp-content\/uploads\/2026\/05\/Collage.png 1672w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<p class=\"has-medium-font-size\">Free Consultation<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons shrink-0 is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-primary consult-popup pum-trigger\"><a class=\"wp-block-button__link wp-element-button\">SPEAK TO US<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"faq\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">FAQ<\/h2>\n\n\n\n<p>Find answers to our most frequently asked questions below.<\/p>\n\n\n\n<div id=\"faq-accordion\" class=\"wp-block-group is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-49 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group ac is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-40 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading ac-header ac-trigger has-medium-font-size\"><strong>What solutions do you offer in <\/strong>Japan?<\/h3>\n\n\n\n<div class=\"wp-block-group ac-panel\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>In Japan, Access Financial provides one compliant engagement model:<\/p>\n\n\n\n<p><strong>Employed\/EOR (umbrella):<\/strong> We become the legal employer of your employees in Japan. Your business retains full control of the day-to-day work and deliverables, while we carry the employment, payroll, and tax liability.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group ac is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-42 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading ac-header ac-trigger has-medium-font-size\"><strong>When should a company consider using an EOR?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group ac-panel\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>An EOR is especially useful in a range of scenarios. It is the most efficient route when you want to convert existing contractors into compliant employees and reduce misclassification risk, or when you need to hire talent in a country where you do not have a local entity. It also allows you to onboard quickly without going through a lengthy and complex company registration process, while ensuring full compliance with local employment law, payroll, and tax regulations. Beyond these core use cases, an EOR is equally valuable when you are testing a new market before committing to a long-term investment, or when you simply need temporary or project-based hires abroad.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group ac is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-44 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading ac-header ac-trigger has-medium-font-size\"><strong>Can we hire both local nationals and foreign employees through an EOR?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group ac-panel\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>Yes. Our EOR services cover both local nationals and foreign hires. For foreign nationals, additional visa or work permit requirements apply, and we can support the application process end-to-end \u2014 including sponsorship in jurisdictions where we hold the relevant licence.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group ac is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-46 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading ac-header ac-trigger has-medium-font-size\"><strong>Is permanent establishment (PE) risk avoided?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group ac-panel\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>An EOR is a third-party business that legally employs international workers on your behalf, creating a clear layer of separation between your company and the staff based in other countries. The EOR becomes the legal employer for those workers, so although the employees continue to deliver services to your business, the legal distancing helps mitigate many common PE risks. That said, PE is determined by the facts on the ground (the nature of the activity, contract-signing authority, where revenue is generated, and so on), not solely by who issues the payslip. We therefore recommend reviewing each engagement with our specialists to confirm the appropriate structure.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group ac is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-48 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading ac-header ac-trigger has-medium-font-size\"><strong>What is your pricing model?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group ac-panel\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>Our standard management fee is <strong>5% of the contract value, with a minimum of \u20ac550<\/strong>. We also offer volume discounts on bulk engagements. To discuss pricing for your specific scenario, please get in touch with our team here: <a href=\"https:\/\/accessfinancial.com\/#get-started\">https:\/\/accessfinancial.com\/#get-started<\/a>.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>With Access Financial, managing your workforce in Japan becomes simple and stress-free. Leave local regulations, complex tax requirements, immigration and international payroll to us \u2014 so you can focus on growing your business. <\/p>\n","protected":false},"featured_media":27669,"template":"","region":[79],"class_list":["post-43875","country-guides","type-country-guides","status-publish","has-post-thumbnail","hentry","region-asia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hire, Place and Work in Japan - Compliantly | Access Financial<\/title>\n<meta name=\"description\" content=\"With Access Financial, managing your workforce in Japan becomes simple and stress-free. 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